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Umbrella insurance provides an extra layer of protection over your standard insurance policies. These are policies that are activated when your homeowners, auto, boat, or other primary insurance policy limits are exhausted and can often cover scenarios that are not included in your primary policies, such as libel or slander.

Umbrella insurance goes beyond your normal limits of liability to protect you and your family in the event of a sudden and serious situation. Relatively cheap, umbrella policies can offer additional coverage for things like injuries to others, legal fees and litigation, excessive property damage, and other personal liability situations.

While most people understand the importance of car insurance when driving in their home state, many have never stopped to question what happens when driving across state lines. Are you covered in another state? What happens if you cause an accident? There are countless situations to look at when it comes to how car insurance works when driving across state lines, but if you know the basics, you’ll be better set up for success. 

Platforms like Airbnb and VRBO have created new income potential for property owners through short-term rentals. However, with this opportunity comes the need to protect your investment with short-term rental insurance (also known as vacation rental insurance). This type of insurance is a safeguard against unexpected damage from renters, ensuring that you’re covered when there are potential claims.

You found a property you love, you managed to save a down payment, and you got approved by a lender. Now you need to find a homeowners insurance policy that meets your needs, but how do you know if a policy is the right one for you?

Most of us don’t learn about insurance in school. It isn’t usually until we age out of our parents’ policy that we realize there’s a lot of details about insurance we don’t know. Let Goosehead give you a crash course. What are those questions you’ve always wondered about car insurance but were too afraid to ask? Hopefully by the end of this article, you’ll be better equipped to compare, buy, and use your car insurance.

Moving can be both exciting and overwhelming, and it’s critical that reviewing and updating your insurance coverage is a task you don’t overlook on your long to-do list. For many homeowners, relocating can significantly affect your insurance, so it’s important to avoid gaps in coverage and understand how the unique qualities of your new home can affect your rate. Feel confident in what steps you should take to ensure a smooth transition.

The open road awaits. You’ve chosen a destination, planned your dates, and read up on the must-see landmarks and highest-rated activities in the area. But a road trip is about more than the destination; it’s about how you’re going to get there. From confirming your car insurance coverage to creating an emergency kit to getting a tune-up for your vehicle, safety and preparedness are important factors to set you up for a worry-free trip.