Josh Howard

License #: 1908787

4.9 OUT OF 5 STARS

(47 Reviews)

John Paul Bratcher

License #: 2032641

5 OUT OF 5 STARS

(21 Reviews)

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About Josh

Josh Howard is an agent with Goosehead Insurance located in Farmersville, TX. Josh joined Goosehead because of his unwavering commitment to take care of his clients. Using cutting edge technology to shop with dozens of "A" rated insurance companies in just a few short minutes, he is able to find the right coverage at a competitive price. He takes the time to review all of the options and customizes a policy based on the unique risks and desires of each client. After finalizing an option, Josh is backed by a service team that has the highest client loyalty rating in the industry. Request a quote from Josh and you will quickly understand why Goosehead is one of the fastest growing distributors of home and auto insurance in the United States.

States Licensed In: TX

About John Paul

John Paul Bratcher is an agent with Goosehead Insurance located in Farmersville, TX. John Paul joined Goosehead because of his unwavering commitment to take care of his clients. Using cutting edge technology to shop with dozens of "A" rated insurance companies in just a few short minutes, he is able to find the right coverage at a competitive price. He takes the time to review all of the options and customizes a policy based on the unique risks and desires of each client. After finalizing an option, John Paul is backed by a service team that has the highest client loyalty rating in the industry. Request a quote from John Paul and you will quickly understand why Goosehead is one of the fastest growing distributors of home and auto insurance in the United States.

States Licensed In: TX

Connect

223 McKinney St., Ste. C
Farmersville, TX 75442

(214) 354-9956

Languages spoken:
English

Hours:

We’ve got you covered,

and then some.

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You probably looked at several houses before you found the right fit; why not look at home insurance the same way? Goosehead does the looking for you, and finds the policy that fits your needs and budget, without compromising coverage.

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It seems like there’s as many car insurance companies out there as there are cars. Lucky for you, Goosehead looks under the hood of all those policies to find the right coverage for you and your ride. Think of us as your roadmap to better protection and better rates.

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Having the right amount of protection in case of flooding is important. That’s why our Goosehead experts will do all the research for you. We’ll compare dozens of plans and choose what’s best for your residence, and your budget.

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Sure, you may not own the building. But you own what’s in it. If a fire or disaster would cause a major setback, take a close look at renters insurance. Better yet, let us do it for you. We’ve evaluated products from dozens of the most respected insurance companies to help you home in on the right policy.

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From an insurance standpoint, high rises, townhomes and condos can be, well, a little different. HOAs cover some parts of the property, leaving other areas up to you. We can help you find a policy that provides the coverage you need — at rates you’ll feel right at home with.

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A rental property isn’t the same as a primary residence. Without proper protection, a landlord might be personally liable for damages from accidents or other events. We can help you determine the right coverage for your rental properties and compare rental property insurance quotes so you can operate with total peace of mind.

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Driving a motorcycle is all about freedom. Speaking of freedom, there’s no need for you to spend end less hours of your free time comparing insurance plans. Comparing the best motorcycle policies from the best insurance companies to get you protected the way you should be protected, at the price you deserve.

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Chances are you bought a boat for a little rest and relaxation. Goosehead makes shopping for boat insurance just as relaxing. Our expert agents will shop dozens of policies and find you the right protection, at the right price, that will really float your boat.

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Your RV lets you escape to the open road. And with Goosehead, you can escape the usual time commitment of buying insurance. Our expert agents do the research for you, comparing dozens of policies and choosing the right protection for you and your home on wheels, all at the price you deserve.

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As the saying goes, life happens. But sometimes it happens in ways we don’t expect. For all the great times, and the more difficult times, Goosehead can be there to make sure you and your family are prepared, and protected. If something happens to you, the right coverage will ensure your family is financially secure and well taken care of in your absence.

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You’ve got the best of the best.

Meet the team.

Ryan Boles

License #: 2288159

Languages spoken: English

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HOMEOWNER INSURANCE

Water Coverages Explained

Four different types of water coverage may or may not be part of your home insurance policy. Let’s look at how they could help better protect you and your family from financial burden due to various causes of water damage to your home.

Recent Reviews

Total Agency Reviews 140

Ronald D., 11/14/2024 4:08:53 PM

Great customer service, response time, and overall happiness with experience.

Richey G., 11/5/2024 4:42:27 AM

Very professional very fast and getting things done and help me when I needed the help with the insurance for my apartment and also for my vehicle a great agent a great person and thank you very much and God bless you

Amy D., 11/2/2024 3:19:43 PM

Good service and saved money.

Matthew M., 9/25/2024 4:44:21 PM

A friend recommended Goosehead. I jumped on it and my initially couldn’t reach the recommended agent. I left a voicemail or 2 plus a few emails with no response. So I was very skeptical. Almost decided to walk away. Googled goosehead in Farmersville and found a different number that hit me in touch with a different agent. This guy lined me up with Ryan. Ryan made everything easy. Definitely going to recommend Ryan in the future. Ryan is on top of his game. Glad I was able to make contact.

Duane S., 9/18/2024 9:17:33 PM

Savings

Angela K., 5/1/2024 5:55:15 PM

Ryan Boles - he was fantastic, prompt, professional, and he saved me a ton of money.

Nikkia J., 2/17/2024 7:48:53 PM

Quick and professional service was provided

Michael J., 11/30/2023 4:41:14 PM

Ryan boles did a wonderful job providing his service and helping me find a better insurance

Scott D., 11/12/2023 8:00:15 PM

Ryan Boles gave us a great refresher course on basic home insurance and dwelling insurance. I will call Ryan again when auto policies come up for renewal.

Christine F., 11/10/2023 11:46:57 PM

I received good friendly service and saved money

Edna S., 11/8/2023 3:22:24 PM

I was in a real bad situation and Ryan was very kind and patient and exceeded my expectations. I highly recommend him.

Sterling S., 9/27/2023 5:52:16 PM

Ryan's great service.

Michelle C., 8/21/2023 3:58:02 PM

Ryan is very personable and understanding. His customer service is outstanding, and relatable. It's been a while since I had an insurance agent that will call me personally. Top notch service!

Jordann D., 7/29/2023 10:16:12 PM

Ryan was friendly, helpful, professional and helped save me money! I couldn’t ask for better service! He has a customer for life!

Tammie R., 7/7/2023 8:06:40 PM

Great agent

Hugh G., 7/4/2023 4:40:47 PM

courtesy and prompt responses.

Amber M., 6/12/2023 9:44:08 PM

The process was very easy and Ryan Boles was easy to work with. Very friendly made everything so easy.

Sandra G., 5/10/2023 4:22:22 PM

Ryan has a fabulous personality, extremely knowledgeable, very personable! He’s the man!!

Gloria C., 5/1/2023 9:59:27 PM

Ryan saved me money and was very informative. Asked him several questions and he always answered in great detailed.

Christopher B., 4/22/2023 3:25:13 AM

Excellent service. Had what I needed done in a very timely manner.

Avon P., 4/18/2023 11:01:13 PM

Ryan was very helpful and I felt he had my best interest in mind when working with me

Brad I., 4/13/2023 6:11:26 PM

Ease of transaction

Thomas B., 3/10/2023 4:07:06 PM

Ryan is amazing to work with and very informative.

LaShawna K., 2/26/2023 1:02:36 AM

Ryan was very personable and answerd all my question. I will be refering family and friends to Goosehead Insurance.

Benson W., 2/23/2023 4:13:20 PM

My rate.

Erica M., 2/8/2023 4:36:40 PM

Ryan, our agent, took the time to explain the various coverages, and understood our needs. We appreciate his professionalism. honesty, and communication.

Diana E., 2/7/2023 11:22:09 PM

Ryan spent a lot of time listening to what my needs were and then was able to help me find the best insurance to find my needs.

Jazmine P., 1/26/2023 6:52:39 PM

Ryan has been very helpful throughout this process. Very detailed and organized. My fiancé and I are very pleased with his work and would love to continue to work with him in the future. He’s answered every single one of my many questions and could not be more happy with him.

Cody G., 1/15/2023 10:49:02 PM

Made the process very easy and explained everything well.

Adalia M., 1/13/2023 7:10:50 PM

Ryan is amazing at what he does. I love that he takes the time break everything down and answer any questions you may have.

Isabel G., 1/9/2023 5:42:44 PM

Ryan is excellent. Guided me through the entire process. I highly recommend him!

Sharon L., 1/3/2023 5:03:31 PM

Knowledgable and helpful customer service

Chezarae C., 12/14/2022 4:12:12 PM

Very professional

Christopher W., 12/7/2022 4:43:24 PM

Very helpful. Not pushy. Gave us options.

Richard M., 10/15/2022 12:09:33 PM

Extremely helpful

Alexandra M., 10/15/2022 12:09:06 PM

Excellent customer service

Cole D., 10/6/2022 4:34:48 PM

Quick service; no pushy sales

Nancy M., 8/18/2022 12:39:53 PM

Ryan is great! Explains everything thoroughly and helps guide you step by step. Very pleased with his services. Thanks so much!

Lisa G., 8/16/2022 12:33:58 PM

Ryan is constantly looking put for us,, availae6, and has our best interests in mind. He is the best!

Taylor M., 7/26/2022 11:41:27 AM

quick responses and friendly customer service. Highly recommend

Priyank P., 7/22/2022 11:10:30 AM

Ryan Boles was super prompt and very helpful! He scored me a very low rate and as a first time home owner, all this help was tremendously appreciated.

My H., 5/15/2022 3:52:15 AM

Ryan was very communicative and responsive to all questions and inquiries.

Roy P., 5/4/2022 11:17:52 AM

Great service

Britton N., 4/19/2022 11:22:01 AM

Ryan did an outstanding job for me!

Samantha H., 3/30/2022 11:51:25 AM

Ryan is super friendly and makes me feel me and my family are top priority!! Heâ€™s great

Van C., 3/23/2022 8:41:01 PM

Ryan Boles is great at his job

James W., 3/12/2022 10:12:20 AM

Got me a great rate and was very quick and easy

Cathy A., 2/24/2022 8:36:59 AM

Very good customer service

Leah K., 2/15/2022 10:55:01 AM

Bryan is amazing! :)

Nicholas L., 1/30/2022 1:34:30 PM

Ryan Boles, need I say more? That guy is a rockstar and took care of everything for me!

John M., 12/14/2021 1:57:06 PM

Ryan Boles took care of my insurance fast and made it easy on me.

Geary W., 11/26/2021 11:59:29 AM

Great customer service.

Nathan D., 10/8/2021 3:52:16 PM

Ryan has been extremely helpful and informative. I am always nervous about choosing the right policies, but with Ryan, I believe we are in good hands

Alicia N., 10/2/2021 12:09:27 PM

Very easy to work with

Doris A., 8/26/2021 2:10:20 PM

Josh was courteous and knowledgeable. He answered all the questions I had and followed up with an email. He is a professional agent.

Matthew W., 8/20/2021 11:18:00 AM

Ryan was great - friendly and answered all questions. Was timely in all replies. I like that kind of service.

Dustin B., 7/27/2021 2:54:05 PM

Ryan was amazing. He was willing to do whatever it took to make the process as smooth as possible as well as offered help in any other way he could. I would highly recommend any day.

Mark B., 7/15/2021 11:21:02 AM

Ryan is a very attentive agent. He knew my needs and worked very quickly to achieve and earn my business.

Barry P., 6/28/2021 11:01:50 AM

Ease of process

Clinton H., 6/17/2021 1:50:37 PM

Ryan was amazingly helpful! Being new homeowners there is a lot of new information being thrown at you. He was very patient, helpful and explained so everything so we understood and made sure we were able to afford what we wanted. It's very refreshing to be taken care of vs being just a number!

Paul B., 5/23/2021 3:00:13 PM

Made things easy!

Matthew R., 5/8/2021 5:32:57 PM

Ryan made me feel like family straight away. The knowledge he provided made me feel confident in my decision and I will gladly keep working with him as long as I can.

Darren W., 5/5/2021 12:23:59 PM

Ryan was absolutely amazing to work with. I have complete faith in him.

Nermin D., 5/4/2021 10:58:58 PM

Ryan is the most fabulous insurance agent I have ever worked with! Iâ€™ve recommended him to many clients and even use him for my personal home and auto and would never use anyone but Ryan! He is efficient, honest and beyond reliable!

Annie A., 4/11/2021 11:30:09 AM

Josh Howard was awesome with helping me get my Mom car insured.

Jan F., 2/27/2021 11:08:48 AM

Agent John Bratcher, was very helpful.

Katrina D., 2/26/2021 10:30:45 AM

Ryan was great and help me save alot on my car insurance

Steve S., 2/4/2021 6:52:04 PM

Customer service

Trevon T., 1/22/2021 12:17:16 AM

ALWAYS a great experience working with Ryan. Heâ€™s like a brother Iâ€™ve never meet. Heâ€™s ALWAYS honest and heâ€™s NEVER lead wrong. I TRUST him with all my insurance needs. My insurance agent for LIFE!

Heather C., 1/15/2021 10:10:40 AM

Friendly and knowledgeable

Justin D., 1/8/2021 10:37:38 AM

Great Service, Great Price, simple and handled in a timely manner.

Ashton J., 12/17/2020 8:24:59 PM

Ryan Boles is the best insurance guy Iâ€™ve ever had, especially when Iâ€™ve run across a problem. He figures out a solution.

Ervin C., 11/17/2020 5:23:09 PM

Great service and great guy!

Lonnie K., 11/11/2020 3:25:54 PM

Was what I was looking for

Raechal J., 10/27/2020 12:08:45 PM

Amazing service, ease of working with Ryan, and a great policy!

Deborah F., 10/2/2020 12:21:38 PM

This was an easy transition to transfer my insurance. John Paul was very helpful too. Easy process

Elizabeth C., 10/2/2020 11:30:51 AM

Ryan is great! Extremely personable and puts his clients first. Wonderful experience from start to finish.

Brett B., 9/19/2020 11:22:02 AM

JOHN

Geof Y., 7/16/2020 7:22:46 PM

Ryan was extremely helpful, professional and quickly helped me find better and cheaper insurance, of the same coverage. He made it very simple and easy and took care of most of the work, so I didn't have too.

Bailey D., 7/9/2020 10:27:12 AM

Ryan has been so helpful throughout this process. Shopping for insurance is a daunting and time consuming task but he really made it so easy and comfortable. I appreciate his attention to detail as well as ensuring we've got good coverage for a good price. He sets the bar high for great customer service, his upbeat attitude and putting us at ease as this task is quite possibly my least favorite of all adult responsibilities. Thank you Ryan!

Troy M., 6/29/2020 8:28:21 PM

Ryan made changing so easy and answered every question we thought of and filled us in on things we never thought of and he made sure that we understood everything thoroughly!

Heather B., 6/19/2020 9:50:20 PM

Great customer service. Helped me with all my questions and needs in a timely manner.

Chris H., 6/19/2020 5:15:37 PM

Ryan was extremely helpful and knowledgeable. He explained my coverage completely and compared it to my previously policies. He was helpful throughout the entire process.

Wossen A., 6/17/2020 10:16:41 AM

Ryan

Sam G., 6/15/2020 11:54:45 AM

Agent was extremely helpful which made the process do easy. Not to mention the money Ryan saved us! He was quick to respond to any questions we had. Customer service A+++

Edgar G., 6/9/2020 2:04:07 PM

Josh was very helpful during the entire process, answering any questions that arose. I would highly recommend him.

William W., 6/5/2020 2:33:39 PM

Friendly Great Service

Lance M., 6/2/2020 2:12:10 PM

Josh was very nice and was very fast with the quote I asked for.

Cody R., 6/1/2020 10:11:46 AM

Good service

Rachel R., 5/28/2020 11:43:28 AM

Responded fast to my emails and answered every question I have.

Jill M., 5/28/2020 1:41:13 AM

Ryan was great!

Zoey L., 4/28/2020 10:13:07 AM

he was great!

Aaron H., 4/20/2020 11:03:43 AM

Josh is very responsive with extremely qualified product knowledge. His willingness to spend time with me to accurately answer my questions is why I choose to do business with Josh.

Latavia S., 4/13/2020 11:57:17 AM

As a first time home buyer I was totally clueless about home insurance and exactly what would be covered. Ryan made sure to explain the process and break everything down so I understood exactly what I signed up for. He even created scenarios and explained to me whether or not I would be covered. He was available for any questions each time I called. He even went the extra mile and contacted my lender. He made the entire home buying process smoother because I didnâ€™t have to worry about handling anything in regards to the insurance policy. He did it all! Thank you Ryan you truly made this long process a little easier!

Allen R., 4/7/2020 3:34:29 PM

Great service took the time to explain things.

Ashley R., 4/2/2020 11:16:18 AM

Ryan Boles made this experience very enjoyable, easy, and is the preferred agent that I would use in the future and recommend to anyone I know. Top notch customer service and had the answer to all questions

Ashley T., 3/17/2020 10:10:12 AM

Excellent service

Matthew J., 3/14/2020 6:26:52 AM

Got multiple quotes and Ryan was easy to get ahold of when I called or texted.

Rhonda L., 3/12/2020 11:21:46 AM

Ryan was awesome! He was always available for any questions..he was quick in responding and getting us a quote and best of all he saved us money!

Kali T., 3/10/2020 6:33:19 PM

Wonderful customer service during my search for a new car.

Billy S., 3/10/2020 12:10:08 PM

Really went over the top to help my family and I. Was always available for questions and really took the time to show and explain all our options. I donâ€™t feel like I would ever want to work with anyone else completely perfect experience!

Billye C., 3/7/2020 12:15:31 AM

Heâ€™s friendly, patient, and catered to my needs.

Donald B., 1/31/2020 10:18:13 AM

The saving that others said they couldn't do

Kelly M., 1/21/2020 1:10:46 PM

saved us money!!

Richard P., 12/6/2019 10:34:31 AM

Josh had excellent customer service, quick response with questions and quotes. I am very pleased with everything.

Pete O., 11/20/2019 7:33:45 PM

Very pleasant experience getting everything easily set up and switched over with my crazy schedule. Ryan has been awesome to work with, and also very patient.

Lois D., 11/18/2019 3:35:18 PM

Handled very efficiently

Rose S., 10/28/2019 11:12:55 AM

Ryan was very friendly and answered all my questions.

Kim C., 10/4/2019 10:36:56 AM

Good service

Jessica J., 5/27/2019 3:32:59 PM

I was able to tell Ryan exactly what we wanted and he delivered within days! Very pleasant experience.

Kimberly R., 4/2/2019 3:16:28 PM

Josh Howard was great to work with!

Addie M., 3/26/2019 10:43:25 AM

Agent was very friendly and knowledgeable

Casey R., 3/20/2019 10:44:52 AM

Josh Howard, agent, was very helpful and knowledgeable.

Peyton H., 3/15/2019 6:44:59 AM

Ryan Boles went above and beyond. I have never had an agent work as fast and as hard as Ryan did in the past two days alone. Perfect in every category.

Fabiola M., 2/27/2019 11:01:05 AM

Excellent customer Service.

Robert M., 2/19/2019 11:41:12 AM

Ryan was very knowledgeable, friendly and timely

Demkia C., 2/18/2019 3:22:06 PM

outstanding customer service

Jordan K., 2/14/2019 11:37:26 AM

Great customer service from Ryan Boles!

Cynthia J., 1/17/2019 8:14:06 PM

The guy I talked to was very nice. He explained why the deductible changed.

Andrea N., 1/10/2019 11:40:02 AM

Very professional

Kevin K., 10/9/2018 10:45:04 AM

excellent customer service! Quick response.

Alejandro S., 10/1/2018 10:45:07 AM

Great service

Kelley M., 9/25/2018 11:53:56 AM

We have had no issues so far and Jake has been very friendly!

Lynn G., 9/20/2018 11:30:06 AM

The agent (Ryan Boles) that I dealt with.

Donna W., 9/18/2018 7:31:14 AM

The agent was very helpful. Great service and have already recommended the company to others.

David G., 9/17/2018 10:29:10 AM

The quick response, professionalism, and pleasant attitude.

Robert P., 9/10/2018 7:45:22 AM

Very simple and easy to sign up for insurance

Kathy T., 8/31/2018 8:12:07 AM

John Bratcher made it so easy to understand and helped me when I didn't understand how to do something.

Vicky G., 8/28/2018 11:11:00 AM

John Bratcher was very quick with an estimate even when I asked him to look at things different ways. He was very friendly and made the process of switching insurance companies easier than any other time I have done it. Will definitely be recommending Goosehead.

Kayla W., 8/28/2018 10:42:15 AM

Good experience

Holley R., 7/25/2018 1:17:55 PM

Fast friendly and good value

Alesha B., 7/18/2018 5:01:28 PM

Great service!

Jacqualine R., 6/15/2018 10:22:44 AM

Ryan Boles was amazing and answered all of my questions. I do not know anything about insurance and he was great at explaining the details of our policy.

Logan J., 5/2/2018 4:00:59 PM

You guys are great

Nicole M., 4/16/2018 9:20:07 AM

Josh Howard and Austin Brooks went above and beyond to help me with my Auto Insurance set up. They made me feel welcome and gave me the ability to put my full trust in them and Goosehead.

Keagan S., 2/14/2018 8:22:48 AM

He is all around a gentleman and very honest individual. Very pleased with his services thus far!

Ricky Y., 2/8/2018 10:43:49 AM

Great friendly service, like Iâ€™ve know the guy for years

Rose J., 1/29/2018 11:12:55 AM

Josh Howard took very good care of myself and my family during a stressful time. We've know him for years as he was my son's coach in Merkel and they've remained friends. It was a natural choice when searching for a new agent. Great guy!

William H., 1/19/2018 12:32:04 PM

Very informative. Easy to contact. Great rates with great coverage.

Rebecca R., 10/30/2017 12:20:32 PM

Very informative and friendly

Wayne F., 10/25/2017 12:11:50 PM

good product at a reasonable price prompt response from agent

Mary C., 9/25/2017 3:05:23 PM

Knowledge of product and price

Crystal A., 9/1/2017 10:27:38 AM

Great customer service!!

Jarrett V., 8/25/2017 8:53:06 AM

Josh Howard was awesome taking care of me!!!

Amanda L., 8/9/2017 8:47:41 AM

John Paul was very helpful and saved me money. excited to have him as my new insurance agent!!

Kimberly S., 6/21/2017 7:42:58 AM

friendly and knowledgable

Kali H., 6/1/2017 9:06:16 AM

John Paul

Alexandra B., 5/24/2017 5:52:25 PM

He's an all around good dude

Delilah P., 5/16/2017 1:16:53 PM

Great service. Agent found better coverage for less money.

Kaylyn P., 5/13/2017 8:52:15 AM

Mr. Bratcher is a knowledgeable professional.

Adam P., 5/11/2017 6:10:53 AM

Great customer service!

Dewayne T., 5/10/2017 11:17:26 AM

Saved money great agent Josh Howard

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Josh Howard

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