icon-call
Find Your Agent
Search Please enter a zip code or agent name

Oscar Payan

License #: 2785659
5 OUT OF 5 STARS
star star star star star (76 Reviews)
Need help with an existing policy?
icon-headphonesContact My Team
You’re minutes away from the best coverage for your home, car and more.
Get A Quote Address is required !
About Oscar
Oscar Payan is an agent with Goosehead Insurance located in El Paso,  TX. Oscar  joined Goosehead because of his unwavering commitment to take care of his clients. Using cutting edge technology to shop with dozens of "A" rated insurance companies in just a few short minutes, he is able to find the right coverage at a competitive price. He takes the time to review all of the options and customizes a policy based on the unique risks and desires of each client. After finalizing an option, Oscar is backed by a service team that has the highest client loyalty rating in the industry. Request a quote from Oscar and you will quickly understand why Goosehead is one of the fastest growing distributors of home and auto insurance in the United States.
States Licensed In: NM, TX
Connect
2920 North Piedras Street, Suite C
El Paso, TX 79930
Languages spoken:
English
Hours:
We’ve got you covered,
and then some.
  • Homeowners Insurance >
  • Auto Insurance >
  • Flood Insurance >
  • Renters Insurance >
  • Condo Insurance >
  • Landlord Insurance >
  • Motorcycle Insurance >
  • Boat Insurance >
  • RV Insurance >
  • Life Insurance >
You probably looked at several houses before you found the right fit; why not look at home insurance the same way? Goosehead does the looking for you, and finds the policy that fits your needs and budget, without compromising coverage.
It seems like there’s as many car insurance companies out there as there are cars. Lucky for you, Goosehead looks under the hood of all those policies to find the right coverage for you and your ride. Think of us as your roadmap to better protection and better rates.
Having the right amount of protection in case of flooding is important. That’s why our Goosehead experts will do all the research for you. We’ll compare dozens of plans and choose what’s best for your residence, and your budget.
Sure, you may not own the building. But you own what’s in it. If a fire or disaster would cause a major setback, take a close look at renters insurance. Better yet, let us do it for you. We’ve evaluated products from dozens of the most respected insurance companies to help you home in on the right policy.
From an insurance standpoint, high rises, townhomes and condos can be, well, a little different. HOAs cover some parts of the property, leaving other areas up to you. We can help you find a policy that provides the coverage you need — at rates you’ll feel right at home with.
A rental property isn’t the same as a primary residence. Without proper protection, a landlord might be personally liable for damages from accidents or other events. We can help you determine the right coverage for your rental properties and compare rental property insurance quotes so you can operate with total peace of mind.
Driving a motorcycle is all about freedom. Speaking of freedom, there’s no need for you to spend end less hours of your free time comparing insurance plans. Comparing the best motorcycle policies from the best insurance companies to get you protected the way you should be protected, at the price you deserve.
Chances are you bought a boat for a little rest and relaxation. Goosehead makes shopping for boat insurance just as relaxing. Our expert agents will shop dozens of policies and find you the right protection, at the right price, that will really float your boat.
Your RV lets you escape to the open road. And with Goosehead, you can escape the usual time commitment of buying insurance. Our expert agents do the research for you, comparing dozens of policies and choosing the right protection for you and your home on wheels, all at the price you deserve.
As the saying goes, life happens. But sometimes it happens in ways we don’t expect. For all the great times, and the more difficult times, Goosehead can be there to make sure you and your family are prepared, and protected. If something happens to you, the right coverage will ensure your family is financially secure and well taken care of in your absence.
HOMEOWNER INSURANCE
Water Coverages Explained
Four different types of water coverage may or may not be part of your home insurance policy. Let’s look at how they could help better protect you and your family from financial burden due to various causes of water damage to your home.
SPECIALTY INSURANCE
Umbrella Insurance 101
Umbrella insurance goes beyond your normal limits of liability to protect you and your family in the event of a sudden and serious situation. Relatively cheap, umbrella policies can offer additional coverage for things like injuries to others, legal fees and litigation, excessive property damage, and other personal liability situations.
HOMEOWNER INSURANCE
Homeowners Insurance 101
You found a property you love, you managed to save a down payment, and you got approved by a lender. Now you need to find a homeowners insurance policy that meets your needs, but how do you know if a policy is the right one for you?
AUTO INSURANCE
Auto Insurance 101
Most states require you to carry auto insurance. But how do you know if you have enough? A basic understanding will equip you with the knowledge you need to make smarter decisions when selecting your auto insurance policy. Let’s get started! 
Recent Reviews
Total Agency Reviews 76
star star star star star
Renee P., Nov, 13 2024
He went over coverage with me and worked hard to keep my cost down a d get me the best coverage possible
star star star star star
Carmelo T., Nov, 08 2024
Quick, great prices and very knowledgeable.
star star star star star
Larisa T., Nov, 08 2024
Quick, great price and friendly. Very knowledgeable.
star star star star star
Tristan W., Nov, 07 2024
Overall great service, follow up and ability to get what I wanted for coverage.
star star star star star
Nancy S., Nov, 03 2024
Made a stressful situation easy
star star star star star
Alicia R., Sep, 27 2024
He was very knowledgeable, friendly, helpful and kind.
star star star star star
Toy M., Sep, 24 2024
Speaking with Oscar was absolutely amazing he was very informative friendly and helpful as this was my first time even looking into insurance he is without a doubt the best individual I’ve had the pleasure of speaking with thank you everyone and his whole team I appreciate you all more than words can express.
star star star star star
Nancy S., Aug, 30 2024
Oscar was patient and helped me a lot to get a good policy for my cars Thank You!!
star star star star star
Kenneth L., Aug, 21 2024
Na
star star star star star
Robert M., Aug, 06 2024
Great service!!
star star star star star
Lou M., Jul, 23 2024
Oscar helped out really good. And he was really good about returning my calls.
star star star star star
Alyssa W., Jul, 10 2024
I appreciate the work and thought put into finding home insurance for me.
star star star star star
Ana M., Jun, 13 2024
Barely know the insurance
star star star star star
Sam L., Jun, 10 2024
The representive is very informed and helpful
star star star star star
Dylan Z., May, 30 2024
Oscar was very thorough and professional.
star star star star star
Corbin M., May, 29 2024
Very swift and easy to work with
star star star star star
Mohammed A., May, 23 2024
Oscar did a great job of answering all my questions and comprehensively informing me about my policy.
star star star star star
Mercy M., May, 18 2024
Outstanding customer service! Excellent at providing me with all the information and questions answered. Very prompt and super courteous
star star star star star
Ricardo R., Apr, 13 2024
All good
star star star star star
Mark G., Apr, 13 2024
Excellent service with no hassle is what everyone wants in an insurance carrier.
star star star star star
Cynthia G., Apr, 10 2024
Oscar was super helpful and was there for every step and every question I had!
star star star star star
Shatoya J., Apr, 10 2024
Cuz Oscar was really helpful and really informative. Which makes me love the fact that I am now a homeowner and have a good insurance and through goosehead with Oscar
star star star star star
Andres V., Apr, 06 2024
Buena comunicación
star star star star star
Evangelina O., Mar, 27 2024
Friendly, quick, and professional service.
star star star star star
Jesus L., Mar, 22 2024
Was willing to go the extra mile. And work late
star star star star star
Michael O., Mar, 21 2024
Great services, Great understanding and Professionalism. An overall outstanding experience with the services provided.
star star star star star
David S., Mar, 19 2024
Knowledgeable and friendly agent. Explained everything thoroughly.
star star star star star
Jose R., Mar, 19 2024
Excellent customer service
star star star star star
Christopher Y., Mar, 18 2024
Oscar was very informative and patient with me.
star star star star star
Alma E., Mar, 12 2024
Oscar went out of his way to get us the best prices. He truly invested his time and effort for us! Amazing customer service.
star star star star star
Gamaliel S., Mar, 10 2024
Integrity and profesionalism
star star star star star
Chelsie L., Mar, 06 2024
I had great service and got great rates. I'm satisfied with the service I received and will be recommending Oscar to family members.
star star star star star
Edgar N., Mar, 05 2024
Oscar has great customer service
star star star star star
Mitchele V., Mar, 05 2024
I’m a First time home buyer and Oscar Payan was able to assist me with any questions that I had
star star star star star
Adan C., Feb, 29 2024
The person who served us was extremely friendly and professional, and projected confidence in what he does.
star star star star star
Ninfa A., Feb, 27 2024
Oscar Payan fue amable y muy profesional, respondió a todas nuestras dudas y preguntas con claridad y nos ofreció una cobertura con un ahorro significativo, el cuál nuestros bolsillos lo van a agradecer.... Sin duda ALTAMENTE recomendado....
star star star star star
Karina G., Feb, 27 2024
Oscar Payan is very attentive and answers our questions
star star star star star
Alejandra D., Feb, 23 2024
He was very good at answering all my questions
star star star star star
Jose R., Feb, 08 2024
Oscar Payan was very polite and not pushy at all. Very straight forward at first impression.
star star star star star
Erich H., Feb, 02 2024
Oscar is amazing
star star star star star
Christian R., Jan, 31 2024
It was the best quote I received.
star star star star star
Carlos M., Jan, 30 2024
Great service and the agent was very concerned for my family so that made me feel safe.
star star star star star
Paulette V., Jan, 30 2024
Oscar Payan walked us through every step of the process. He was such a proactive person and got us an amazing deal
star star star star star
Nicholas E., Jan, 27 2024
Great customer service
star star star star star
Ivan M., Jan, 27 2024
It feels good to know there’s still great customer service out there!!! Oscar Payan actually listened to me and found the policy that fits my needs! Thanks again sir and you’ve gained a customer for a lifetime.
star star star star star
Arturo M., Jan, 18 2024
Oscar went above and beyond to ensure we got the best price for our auto and renters insurance ! He worked around our schedule and always made time to answer any questions we had and gave us peace of mind that in the new insurance we were looking into and the big savings he was able to get for us as well !
star star star star star
Arturo M., Jan, 08 2024
Oscar was very knowledgeable and showed us comparisons on our current insurance vs new insurance great job on Oscar’s part
star star star star star
Victor A., Dec, 24 2023
Oscar is very knowledgeable and takes his time to go through everything you need to know.
star star star star star
Debra A., Dec, 07 2023
Mr. Payan was very knowledgable, answered all my questions. He was able to find me a better quote with the adjustments made to my plan.
star star star star star
Marisa S., Dec, 05 2023
Great attitude and very helpful
star star star star star
Teri K., Sep, 13 2023
Oscar listens to client and explores the best options for the scenario. He is polite, respectful and informative. As a person with over 20 years working in the insurance industry, I have never met anyone as EXCELLENT as Oscar Payan Jr. 10 STARS all the way
star star star star star
Rocio L., Sep, 09 2023
He helps a lot!
star star star star star
Jo A., Aug, 17 2023
Oscar did a great job for us. He truly went above and beyond to obtain necessary information from the local fire department.
star star star star star
Sarah K., Jul, 10 2023
Oscar Payan is a great agent. Asks a lot of questions and listens to my needs. Worked very hard to formulate a quote and policy that I could afford b it also offered the coverages I needed
star star star star star
Andrea M., Jul, 06 2023
Oscar is great agent helped me with my insurance since I was struggling a lot to get a good quote, he was very patience with me and helped me a lot
star star star star star
Kristopher W., Jun, 22 2023
Oscar was of tremendous help and explained all of the different options available to me
star star star star star
Aishah A., Jun, 15 2023
Excellent service, attention to detail, very thorough and efficient. Great job Oscar.
star star star star star
Michael D., Jun, 04 2023
The agent was kind respectful and answered all my questions also was noligable
star star star star star
Wayne S., Jun, 01 2023
Friendly and informitive.
star star star star star
Philip C., May, 30 2023
Quick and easy and the price
star star star star star
Madison R., May, 01 2023
Oscar went above and beyond for me!
star star star star star
Sylvia D., Apr, 09 2023
Mr. Payan is very knowledgeable and worked hard on getting us the best insurance plan possible. He is very professional.
star star star star star
Luis S., Apr, 01 2023
Oscar knows what he’s doing and very helpful
star star star star star
Hermilo S., Mar, 25 2023
Por tener buen servicio y buen ahorro con la aseguransa , 10
star star star star star
Elda D., Mar, 24 2023
Great service
star star star star star
Daylen J., Dec, 08 2022
Great help and info that was given to me
star star star star star
Roberto D., Nov, 17 2022
Time taken to answer and review many options for my specific needs. Sometimes cheapest is not always best for long term needs.
star star star star star
Hilda G., Nov, 17 2022
Awesome service will definitely recommend!!
star star star star star
Moses U., Oct, 19 2022
Great service

Notice of Rights to Opt Out of Sale/Sharing

The Digital Agent is under maintenance

Please defer to our insurance type form to get in touch with an agent.