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About Oscar
Oscar Payan is an agent with Goosehead Insurance
located in El Paso,
TX. Oscar joined Goosehead because
of his unwavering commitment to take care of his clients. Using cutting edge
technology to shop with dozens of "A" rated insurance companies in just a few short
minutes, he is able to find the right coverage at a competitive price. He takes the time
to review all of the options and customizes a policy based on the unique risks and desires
of each client. After finalizing an option, Oscar is backed by a service team
that has the highest client loyalty rating in the industry. Request a quote from
Oscar and you will quickly understand why Goosehead is one of the fastest
growing distributors of home and auto insurance in the United States.
States Licensed In:
NM, TX
Connect
2920 North Piedras Street, Suite C
El Paso, TX 79930
El Paso, TX 79930
Languages spoken:
English
English
Hours:
We’ve got you covered,
and then some.
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You probably looked at several houses before you found the right fit; why not look at home insurance the same way? Goosehead does the looking for you, and finds the policy that fits your needs and budget, without compromising coverage.
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It seems like there’s as many car insurance companies out there as there are cars. Lucky for you, Goosehead looks under the hood of all those policies to find the right coverage for you and your ride. Think of us as your roadmap to better protection and better rates.
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Having the right amount of protection in case of flooding is important. That’s why our Goosehead experts will do all the research for you. We’ll compare dozens of plans and choose what’s best for your residence, and your budget.
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Sure, you may not own the building. But you own what’s in it. If a fire or disaster would cause a major setback, take a close look at renters insurance. Better yet, let us do it for you. We’ve evaluated products from dozens of the most respected insurance companies to help you home in on the right policy.
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From an insurance standpoint, high rises, townhomes and condos can be, well, a little different. HOAs cover some parts of the property, leaving other areas up to you. We can help you find a policy that provides the coverage you need — at rates you’ll feel right at home with.
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A rental property isn’t the same as a primary residence. Without proper protection, a landlord might be personally liable for damages from accidents or other events. We can help you determine the right coverage for your rental properties and compare rental property insurance quotes so you can operate with total peace of mind.
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Driving a motorcycle is all about freedom. Speaking of freedom, there’s no need for you to spend end less hours of your free time comparing insurance plans. Comparing the best motorcycle policies from the best insurance companies to get you protected the way you should be protected, at the price you deserve.
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Chances are you bought a boat for a little rest and relaxation. Goosehead makes shopping for boat insurance just as relaxing. Our expert agents will shop dozens of policies and find you the right protection, at the right price, that will really float your boat.
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Your RV lets you escape to the open road. And with Goosehead, you can escape the usual time commitment of buying insurance. Our expert agents do the research for you, comparing dozens of policies and choosing the right protection for you and your home on wheels, all at the price you deserve.
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As the saying goes, life happens. But sometimes it happens in ways we don’t expect. For all the great times, and the more difficult times, Goosehead can be there to make sure you and your family are prepared, and protected. If something happens to you, the right coverage will ensure your family is financially secure and well taken care of in your absence.
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HOMEOWNER INSURANCE
Water Coverages Explained
Four different types of water coverage may or may not be part of your home insurance policy. Let’s look at how they could help better protect you and your family from financial burden due to various causes of water damage to your home.
SPECIALTY INSURANCE
Umbrella Insurance 101
Umbrella insurance goes beyond your normal limits of liability to protect you and your family in the event of a sudden and serious situation. Relatively cheap, umbrella policies can offer additional coverage for things like injuries to others, legal fees and litigation, excessive property damage, and other personal liability situations.
HOMEOWNER INSURANCE
Homeowners Insurance 101
You found a property you love, you managed to save a down payment, and you got approved by a lender. Now you need to find a homeowners insurance policy that meets your needs, but how do you know if a policy is the right one for you?
AUTO INSURANCE
Auto Insurance 101
Most states require you to carry auto insurance. But how do you know if you have enough? A basic understanding will equip you with the knowledge you need to make smarter decisions when selecting your auto insurance policy. Let’s get started!
Recent Reviews
Susan D., 2/14/2025 3:04:44 PM
So easy to work with and took away all of the stress of me shopping for this on my own. I really don’t like insurance shopping so I was more than happy to talk to the agents TJ WELLS AND OSCAR to help me figure out a good deal on a tight deadline. They found something that worked for me a few days before my insurance renewed so I could switch to something better. It was a great experience overall, my parents referred me and I will refer goosehead as well.
Shauna S., 12/4/2024 4:45:47 PM
efficient & friendly staff
Renee P., 11/13/2024 6:15:15 PM
He went over coverage with me and worked hard to keep my cost down a d get me the best coverage possible
Carmelo T., 11/8/2024 7:12:38 PM
Quick, great prices and very knowledgeable.
Larisa T., 11/8/2024 7:11:48 PM
Quick, great price and friendly. Very knowledgeable.
Tristan W., 11/7/2024 4:41:02 PM
Overall great service, follow up and ability to get what I wanted for coverage.
Nancy S., 11/3/2024 4:43:00 PM
Made a stressful situation easy
Alicia R., 9/27/2024 10:06:15 PM
He was very knowledgeable, friendly, helpful and kind.
Toy M., 9/24/2024 4:19:46 PM
Speaking with Oscar was absolutely amazing he was very informative friendly and helpful as this was my first time even looking into insurance he is without a doubt the best individual I’ve had the pleasure of speaking with thank you everyone and his whole team I appreciate you all more than words can express.
Nancy S., 8/30/2024 4:55:35 PM
Oscar was patient and helped me a lot to get a good policy for my cars
Thank You!!
Kenneth L., 8/21/2024 2:29:42 AM
Na
Robert M., 8/6/2024 10:51:22 PM
Great service!!
Lou M., 7/23/2024 4:35:57 PM
Oscar helped out really good. And he was really good about returning my calls.
Alyssa W., 7/10/2024 11:10:10 AM
I appreciate the work and thought put into finding home insurance for me.
Ana M., 6/13/2024 6:43:54 PM
Barely know the insurance
Sam L., 6/10/2024 1:09:11 AM
The representive is very informed and helpful
Dylan Z., 5/30/2024 5:41:51 PM
Oscar was very thorough and professional.
Corbin M., 5/29/2024 5:22:23 PM
Very swift and easy to work with
Mohammed A., 5/23/2024 5:00:15 PM
Oscar did a great job of answering all my questions and comprehensively informing me about my policy.
Mercy M., 5/18/2024 4:54:28 PM
Outstanding customer service! Excellent at providing me with all the information and questions answered. Very prompt and super courteous
Ricardo R., 4/13/2024 5:46:57 PM
All good
Mark G., 4/13/2024 1:08:39 AM
Excellent service with no hassle is what everyone wants in an insurance carrier.
Cynthia G., 4/10/2024 5:16:22 PM
Oscar was super helpful and was there for every step and every question I had!
Shatoya J., 4/10/2024 3:03:08 AM
Cuz Oscar was really helpful and really informative. Which makes me love the fact that I am now a homeowner and have a good insurance and through goosehead with Oscar
Andres V., 4/6/2024 4:17:13 PM
Buena comunicación
Evangelina O., 3/27/2024 11:31:41 PM
Friendly, quick, and professional service.
Jesus L., 3/22/2024 11:23:07 PM
Was willing to go the extra mile. And work late
Michael O., 3/21/2024 4:43:44 PM
Great services, Great understanding and Professionalism. An overall outstanding experience with the services provided.
David S., 3/19/2024 4:31:08 PM
Knowledgeable and friendly agent. Explained everything thoroughly.
Jose R., 3/19/2024 4:24:28 PM
Excellent customer service
Christopher Y., 3/18/2024 1:52:54 AM
Oscar was very informative and patient with me.
Alma E., 3/12/2024 4:50:22 PM
Oscar went out of his way to get us the best prices. He truly invested his time and effort for us! Amazing customer service.
Gamaliel S., 3/10/2024 6:52:13 PM
Integrity and profesionalism
Chelsie L., 3/6/2024 4:08:51 PM
I had great service and got great rates. I'm satisfied with the service I received and will be recommending Oscar to family members.
Edgar N., 3/5/2024 7:39:10 PM
Oscar has great customer service
Mitchele V., 3/5/2024 5:46:57 PM
I’m a First time home buyer and Oscar Payan was able to assist me with any questions that I had
Adan C., 2/29/2024 2:00:58 AM
The person who served us was extremely friendly and professional, and projected confidence in what he does.
Ninfa A., 2/27/2024 11:42:11 PM
Oscar Payan fue amable y muy profesional, respondió a todas nuestras dudas y preguntas con claridad y nos ofreció una cobertura con un ahorro significativo, el cuál nuestros bolsillos lo van a agradecer.... Sin duda ALTAMENTE recomendado....
Karina G., 2/27/2024 4:21:34 PM
Oscar Payan is very attentive and answers our questions
Alejandra D., 2/23/2024 4:27:08 PM
He was very good at answering all my questions
Jose R., 2/8/2024 4:18:02 PM
Oscar Payan was very polite and not pushy at all. Very straight forward at first impression.
Erich H., 2/2/2024 7:06:58 PM
Oscar is amazing
Christian R., 1/31/2024 6:42:19 PM
It was the best quote I received.
Carlos M., 1/30/2024 5:06:09 PM
Great service and the agent was very concerned for my family so that made me feel safe.
Paulette V., 1/30/2024 4:31:18 PM
Oscar Payan walked us through every step of the process. He was such a proactive person and got us an amazing deal
Nicholas E., 1/27/2024 5:46:52 PM
Great customer service
Ivan M., 1/27/2024 5:09:33 PM
It feels good to know there’s still great customer service out there!!!
Oscar Payan actually listened to me and found the policy that fits my needs! Thanks again sir and you’ve gained a customer for a lifetime.
Arturo M., 1/18/2024 12:33:44 AM
Oscar went above and beyond to ensure we got the best price for our auto and renters insurance ! He worked around our schedule and always made time to answer any questions we had and gave us peace of mind that in the new insurance we were looking into and the big savings he was able to get for us as well !
Arturo M., 1/8/2024 2:19:55 PM
Oscar was very knowledgeable and showed us comparisons on our current insurance vs new insurance great job on Oscar’s part
Victor A., 12/24/2023 1:43:04 AM
Oscar is very knowledgeable and takes his time to go through everything you need to know.
Debra A., 12/7/2023 7:18:34 PM
Mr. Payan was very knowledgable, answered all my questions. He was able to find me a better quote with the adjustments made to my plan.
Marisa S., 12/5/2023 4:30:48 PM
Great attitude and very helpful
Teri K., 9/13/2023 11:56:39 AM
Oscar listens to client and explores the best options for the scenario. He is polite, respectful and informative. As a person with over 20 years working in the insurance industry, I have never met anyone as EXCELLENT as Oscar Payan Jr. 10 STARS all the way
Rocio L., 9/9/2023 7:02:42 PM
He helps a lot!
Jo A., 8/17/2023 4:42:27 PM
Oscar did a great job for us. He truly went above and beyond to obtain necessary information from the local fire department.
Sarah K., 7/10/2023 4:00:55 PM
Oscar Payan is a great agent. Asks a lot of questions and listens to my needs. Worked very hard to formulate a quote and policy that I could afford b it also offered the coverages I needed
Andrea M., 7/6/2023 2:59:12 AM
Oscar is great agent helped me with my insurance since I was struggling a lot to get a good quote, he was very patience with me and helped me a lot
Kristopher W., 6/22/2023 5:01:19 PM
Oscar was of tremendous help and explained all of the different options available to me
Aishah A., 6/15/2023 8:11:23 PM
Excellent service, attention to detail, very thorough and efficient. Great job Oscar.
Michael D., 6/4/2023 4:20:54 AM
The agent was kind respectful and answered all my questions also was noligable
Wayne S., 6/1/2023 8:47:40 PM
Friendly and informitive.
Philip C., 5/30/2023 7:41:11 PM
Quick and easy and the price
Madison R., 5/1/2023 2:54:55 PM
Oscar went above and beyond for me!
Sylvia D., 4/9/2023 7:00:52 PM
Mr. Payan is very knowledgeable and worked hard on getting us the best insurance plan possible. He is very professional.
Luis S., 4/1/2023 12:44:31 PM
Oscar knows what he’s doing and very helpful
Hermilo S., 3/25/2023 11:55:30 PM
Por tener buen servicio y buen ahorro con la aseguransa
, 10
Elda D., 3/24/2023 5:42:11 PM
Great service
Daylen J., 12/8/2022 3:19:31 AM
Great help and info that was given to me
Roberto D., 11/17/2022 6:57:26 PM
Time taken to answer and review many options for my specific needs. Sometimes cheapest is not always best for long term needs.
Hilda G., 11/17/2022 4:15:39 PM
Awesome service will definitely recommend!!
Moses U., 10/19/2022 1:25:04 PM
Great service
Kathleen P., 10/1/2022 4:10:47 PM
Oscar went out of his way to find a reasonable rate dor me with good coverage . Took his time and kept me informed .
Oscar P., 8/31/2022 10:20:28 PM
Quick, simple, and great customer service.
Sergio C., 8/28/2022 3:43:34 PM
Profesional service by Mr. Pagan
Lucio R., 8/26/2022 3:26:02 PM
He answered all our questions and was patient with us when we were not sure if we were going to change over. Was always available for us.
Rudy O., 8/25/2022 11:14:17 AM
Oscar provided excellent service and worked hard find me the best deal that fit what I was looking for!!!