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Erik Cruz

License #: 1362478
5 OUT OF 5 STARS
star star star star star (119 Reviews)
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About Erik
Erik Cruz is an agent with Goosehead Insurance located in Manasquan,  NJ. Erik  joined Goosehead because of his unwavering commitment to take care of his clients. Using cutting edge technology to shop with dozens of "A" rated insurance companies in just a few short minutes, he is able to find the right coverage at a competitive price. He takes the time to review all of the options and customizes a policy based on the unique risks and desires of each client. After finalizing an option, Erik is backed by a service team that has the highest client loyalty rating in the industry. Request a quote from Erik and you will quickly understand why Goosehead is one of the fastest growing distributors of home and auto insurance in the United States.
States Licensed In: NJ
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2301 Atlantic Avenue, Suite C
Manasquan, NJ 08736
Languages spoken:
English
Hours:
We’ve got you covered,
and then some.
  • Homeowners Insurance >
  • Auto Insurance >
  • Flood Insurance >
  • Renters Insurance >
  • Condo Insurance >
  • Landlord Insurance >
  • Motorcycle Insurance >
  • Boat Insurance >
  • RV Insurance >
  • Life Insurance >
You probably looked at several houses before you found the right fit; why not look at home insurance the same way? Goosehead does the looking for you, and finds the policy that fits your needs and budget, without compromising coverage.
It seems like there’s as many car insurance companies out there as there are cars. Lucky for you, Goosehead looks under the hood of all those policies to find the right coverage for you and your ride. Think of us as your roadmap to better protection and better rates.
Having the right amount of protection in case of flooding is important. That’s why our Goosehead experts will do all the research for you. We’ll compare dozens of plans and choose what’s best for your residence, and your budget.
Sure, you may not own the building. But you own what’s in it. If a fire or disaster would cause a major setback, take a close look at renters insurance. Better yet, let us do it for you. We’ve evaluated products from dozens of the most respected insurance companies to help you home in on the right policy.
From an insurance standpoint, high rises, townhomes and condos can be, well, a little different. HOAs cover some parts of the property, leaving other areas up to you. We can help you find a policy that provides the coverage you need — at rates you’ll feel right at home with.
A rental property isn’t the same as a primary residence. Without proper protection, a landlord might be personally liable for damages from accidents or other events. We can help you determine the right coverage for your rental properties and compare rental property insurance quotes so you can operate with total peace of mind.
Driving a motorcycle is all about freedom. Speaking of freedom, there’s no need for you to spend end less hours of your free time comparing insurance plans. Comparing the best motorcycle policies from the best insurance companies to get you protected the way you should be protected, at the price you deserve.
Chances are you bought a boat for a little rest and relaxation. Goosehead makes shopping for boat insurance just as relaxing. Our expert agents will shop dozens of policies and find you the right protection, at the right price, that will really float your boat.
Your RV lets you escape to the open road. And with Goosehead, you can escape the usual time commitment of buying insurance. Our expert agents do the research for you, comparing dozens of policies and choosing the right protection for you and your home on wheels, all at the price you deserve.
As the saying goes, life happens. But sometimes it happens in ways we don’t expect. For all the great times, and the more difficult times, Goosehead can be there to make sure you and your family are prepared, and protected. If something happens to you, the right coverage will ensure your family is financially secure and well taken care of in your absence.
HOMEOWNER INSURANCE
Water Coverages Explained
Four different types of water coverage may or may not be part of your home insurance policy. Let’s look at how they could help better protect you and your family from financial burden due to various causes of water damage to your home.
SPECIALTY INSURANCE
Umbrella Insurance 101
Umbrella insurance goes beyond your normal limits of liability to protect you and your family in the event of a sudden and serious situation. Relatively cheap, umbrella policies can offer additional coverage for things like injuries to others, legal fees and litigation, excessive property damage, and other personal liability situations.
HOMEOWNER INSURANCE
Homeowners Insurance 101
You found a property you love, you managed to save a down payment, and you got approved by a lender. Now you need to find a homeowners insurance policy that meets your needs, but how do you know if a policy is the right one for you?
AUTO INSURANCE
Auto Insurance 101
Most states require you to carry auto insurance. But how do you know if you have enough? A basic understanding will equip you with the knowledge you need to make smarter decisions when selecting your auto insurance policy. Let’s get started! 
Recent Reviews
Total Agency Reviews 119
star star star star star
Husainatu B., Dec, 08 2024
Erik provided my quote in less than 30 minutes. The entire process was smooth, and I encountered no issues. I will refer others to Erik; he is a great man to work with.
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Kathleen S., Nov, 04 2024
Erik Cruz went beyond helping me secure Homeowners Insurance. He was very committed to getting this process done quickly and easily.
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Patricia V., Oct, 09 2024
Very prompt and appropriate response to my insurance needs.
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Darlene A., Oct, 03 2024
It was a easy transition
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Roberto F., Sep, 17 2024
Very professional
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Michael T., Sep, 06 2024
Erik was very helpful at all times of the day/night. Also, very quick response and getting my policy set up.
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Jose M., Aug, 31 2024
Erik was very knowledgeable , patient, and took the time to answered all my questions.
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Daneen A., Aug, 27 2024
Customer service provided with call.
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Althea G., Aug, 06 2024
Eric was professional and courteous! He was able to answer all my questions and provide excellent customer service! Thanks Eric!
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Dorothy F., Jul, 27 2024
He was knowledgeable, and got back quickly.
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Gary L., Jul, 13 2024
Eric is knowledgeable & listens. He also responds quickly & is a consummate professional.
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Gaetana L., Jul, 11 2024
Great service and fantastic agent.
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Paul K., Jun, 21 2024
Great Customer service and Quick Response
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Nerina G., Jun, 09 2024
Helpful, knowledgeable, accessible and responded quickly.
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Beverly P., May, 08 2024
Eric was very understanding of what I needed to do with my car insurance. He was very professional, answered all my concerns and explained the policies so that I could understand them
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Vincent F., Apr, 20 2024
Customer service was great, very knowledgeable and patient to what I was looking for
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Joseph M., Apr, 09 2024
Erik was on top of me, which i needed or i would have let it go by the way side. As a real estate broker I look to establish connections like this for providing referrals for years to come to all my clients needing insurance
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Amanda M., Apr, 01 2024
Erik was great! He saved me so much time and money. Explained everything very easily and was awesome to work with!
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Morris A., Mar, 20 2024
Randy in Georgia and now Erik in NJ are rockstars! I’m covered up the whole coast. Thank you!
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George R., Mar, 14 2024
very honest and takes the time to get you the best prices
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Francisco P., Mar, 02 2024
Great service
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Daniel V., Mar, 01 2024
Erik was really helpful with and got us exactly what we needed. He made it easy.Thank you!
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Gloria K., Jan, 10 2024
He explained everything very well.
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Davielier T., Dec, 30 2023
Great service by Paula
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Giovanni C., Dec, 11 2023
Very informative and Great customer service!
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Gloria O., Dec, 06 2023
Ease of doing business
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Albert Q., Nov, 29 2023
Erik knows his stuff.
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Gaetana D., Nov, 22 2023
Erik is so professional And a pleasure to work with I will highly recommend Gaetana Del Virginia
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Maria E., Nov, 12 2023
Very knowledgeable, affordable, easy to deal with.
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Jeffrey W., Nov, 03 2023
Erik understood our needs and worked tirelessly to get us the best price with the coverage we need. Great communication and service!
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Martha G., Oct, 26 2023
I trust my agent, Erik Cruz, he helped find a Goosehead for my homeowners' so I am sure it is a good comapny.
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Mauricio M., Oct, 23 2023
Erik was very knowledgeable , he knows his business. easy to deal with .
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Kim G., Sep, 22 2023
I called several companies for Education/ Sexual Assault and Molestation insurance which is very hard to come by. Many companies didn't bother to call back and others led me down a path that resulted in only one of the many coverages we needed. Erik was the ONLY one who got on a call with me, told me what he could definitely do, made that happen and worked towards a solution for that which he could not do. At the end of it all it worked for us and convinced us that he is the reliable and dependable person that we need. Thanks for hiring him.
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Joseph M., Sep, 19 2023
Erik was fantastic to work with. I have not had that level of personal attention when buying insurance until now and he made the experience for my wife and me simple.
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Robert S., Sep, 11 2023
Good insurance and good price
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John O., Aug, 29 2023
Fast and friendly service. Good policy and good rate. Very efficient and easy process.
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Wilfred C., Aug, 25 2023
Erik Cruz was excellent in his ability to Exceed expectations. Love his customer service and knowledge.
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George S., Aug, 14 2023
Good price great service
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John L., Aug, 06 2023
Erik was great! Patient, informative. Friendly, listened to my needs . Really was exceptional
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Nancy O., Jul, 19 2023
Very friendly and extremely helpful.
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Kenneth S., Jun, 22 2023
Prompt service and excellent prices
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Ben G., Jun, 02 2023
Amazing customer service, quick and to the point!!! Great great service
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Louis C., May, 09 2023
Follow through was there as conveyed
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Allison B., Apr, 21 2023
The easiest process to get business insurance. Erik explained exactly what I would need. Allowed me to discuss with my business partner without being pushy. When I reached back out to follow through with the quote he got me, I had the policy within 20 minutes and provided me with the documents I needed right away. Such an easy and seamless process. Thank you Erik!
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Kimberly C., Apr, 11 2023
Erik was so personable and explained everything in detail. No surprises. Great team member to have on your team.
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Heather C., Apr, 11 2023
Erik Cruz was fantastic to work with. Gets the job done quickly, while caring about his client's needs.
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John M., Mar, 31 2023
I was very satisfied
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Amanda U., Mar, 28 2023
We’ve worked with goosehead before and everything works out wonderfully. They are so easy to work with and save us the time and energy of finding the policies we need
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Sheldon G., Mar, 25 2023
Paula and Erik are phenomenal.
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Maria V., Mar, 09 2023
Goosehead is a responsive, positive company. I had a quote for business insurance from another agency, but Goosehead beat that price by a good margin, and when we signed on they made sure they processed the paperwork and got us up and running in the quickest time possible. Couldn't be happier. Highly recommended!
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Michael O., Mar, 03 2023
Erik was extremely helpful with finding us coverage for our home. He took care of everything.
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Michael O., Mar, 03 2023
Erik was extremely helpful with finding the best coverage for our home. He took care of everything.
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Tara O., Mar, 01 2023
Great help and assistance with getting coverage. Erik helped and got it all done quickly.
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Kathleen M., Feb, 25 2023
Was highly recommended by my realtor. Did not disappoint. Quick response and I was able to secure insurance with no issues.
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Donald B., Feb, 19 2023
ERIK DOES IT ALL !!!!!!!!!!!
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Craig P., Feb, 15 2023
Great and easy process
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Tiffany S., Jan, 08 2023
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Thomas B., Nov, 29 2022
Great professional service
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Burns D., Nov, 16 2022
Always provides the best services. Honest, fair and a pleasure to deal with.
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Kyle D., Nov, 15 2022
Erik Cruz was absolutely wonderful helping me get the right policy. He was kind and courteous and spent time finding what I needed to keep my business going.
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Gus S., Oct, 03 2022
Dan was very professional and informative about our Home Insurance plan I would definitely recommend friends and family, thank you!

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