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Josh Harms

License #: 17687704
4.9 OUT OF 5 STARS
star star star star star (173 Reviews)
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About Josh
Agency Owner with Harms Agency and Goosehead Insurance located in Denison, IA. We opened in 2021 and are Licensed in Iowa, Nebraska, South Dakota, and Minnesota. We have the ability to shop with dozens of A-rated carriers in a matter of minutes to find the best possible solution for each individual need. My previous experience in insurance and goosehead's cutting edge technology allows me to provide clients with multiple options which truly gives clients the power of choice. Get a quote with us today to see our unwavering commitment to take care of our clients.
States Licensed In: IA, NE, SD, MN, WI
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25 South Main Street, Suite 1,
Denison, IA 51442
Languages spoken:
English
Hours:
We’ve got you covered,
and then some.
  • Homeowners Insurance >
  • Auto Insurance >
  • Flood Insurance >
  • Renters Insurance >
  • Condo Insurance >
  • Landlord Insurance >
  • Motorcycle Insurance >
  • Boat Insurance >
  • RV Insurance >
  • Life Insurance >
You probably looked at several houses before you found the right fit; why not look at home insurance the same way? Goosehead does the looking for you, and finds the policy that fits your needs and budget, without compromising coverage.
It seems like there’s as many car insurance companies out there as there are cars. Lucky for you, Goosehead looks under the hood of all those policies to find the right coverage for you and your ride. Think of us as your roadmap to better protection and better rates.
Having the right amount of protection in case of flooding is important. That’s why our Goosehead experts will do all the research for you. We’ll compare dozens of plans and choose what’s best for your residence, and your budget.
Sure, you may not own the building. But you own what’s in it. If a fire or disaster would cause a major setback, take a close look at renters insurance. Better yet, let us do it for you. We’ve evaluated products from dozens of the most respected insurance companies to help you home in on the right policy.
From an insurance standpoint, high rises, townhomes and condos can be, well, a little different. HOAs cover some parts of the property, leaving other areas up to you. We can help you find a policy that provides the coverage you need — at rates you’ll feel right at home with.
A rental property isn’t the same as a primary residence. Without proper protection, a landlord might be personally liable for damages from accidents or other events. We can help you determine the right coverage for your rental properties and compare rental property insurance quotes so you can operate with total peace of mind.
Driving a motorcycle is all about freedom. Speaking of freedom, there’s no need for you to spend end less hours of your free time comparing insurance plans. Comparing the best motorcycle policies from the best insurance companies to get you protected the way you should be protected, at the price you deserve.
Chances are you bought a boat for a little rest and relaxation. Goosehead makes shopping for boat insurance just as relaxing. Our expert agents will shop dozens of policies and find you the right protection, at the right price, that will really float your boat.
Your RV lets you escape to the open road. And with Goosehead, you can escape the usual time commitment of buying insurance. Our expert agents do the research for you, comparing dozens of policies and choosing the right protection for you and your home on wheels, all at the price you deserve.
As the saying goes, life happens. But sometimes it happens in ways we don’t expect. For all the great times, and the more difficult times, Goosehead can be there to make sure you and your family are prepared, and protected. If something happens to you, the right coverage will ensure your family is financially secure and well taken care of in your absence.
You’ve got the best of the best.
Meet the team.
Wendy Harms
License #: 21284827
Languages spoken: English
HOMEOWNER INSURANCE
Water Coverages Explained
Four different types of water coverage may or may not be part of your home insurance policy. Let’s look at how they could help better protect you and your family from financial burden due to various causes of water damage to your home.
SPECIALTY INSURANCE
Umbrella Insurance 101
Umbrella insurance goes beyond your normal limits of liability to protect you and your family in the event of a sudden and serious situation. Relatively cheap, umbrella policies can offer additional coverage for things like injuries to others, legal fees and litigation, excessive property damage, and other personal liability situations.
HOMEOWNER INSURANCE
Homeowners Insurance 101
You found a property you love, you managed to save a down payment, and you got approved by a lender. Now you need to find a homeowners insurance policy that meets your needs, but how do you know if a policy is the right one for you?
AUTO INSURANCE
Auto Insurance 101
Most states require you to carry auto insurance. But how do you know if you have enough? A basic understanding will equip you with the knowledge you need to make smarter decisions when selecting your auto insurance policy. Let’s get started! 
Recent Reviews
Total Agency Reviews 178
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Charlene B., 2/22/2025 2:14:16 PM
Josh was very knowledgeable and took time to answer all my questions
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Lawrence N., 2/11/2025 2:27:16 PM
very helpful and attentive
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Richard H., 1/9/2025 5:33:07 PM
good job
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Sheri A., 12/20/2024 5:50:36 PM
He was kind and helpful through the entire process!
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Sherry P., 12/7/2024 8:08:39 PM
JOSH
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Paul G., 12/7/2024 4:46:21 PM
Josh did everything we needed in a very timely manner at a good price. Can’t ask for more
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Gordon D., 11/14/2024 4:27:03 PM
I received great customer service.
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Kerri W., 11/12/2024 11:01:07 PM
Agent Josh Harms is so easy to work with! He listened to my concerns and addressed each one. The policy provided has a lower deductible and as good or better coverage than my last insurance provider. I couldn't be happier!
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Ashley W., 11/11/2024 10:13:33 PM
Had very good service. People were very nice and trusting!
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Leon R., 11/8/2024 6:40:29 PM
Our agent was knowledgeable and made it easy for us to understand how his policies can help us!
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Shawn S., 11/7/2024 4:08:30 PM
Saved me almost 200$ a month
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Robert C., 11/3/2024 4:11:32 PM
Price
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Hazel G., 11/1/2024 12:29:32 PM
The agent
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JESSICA B., 10/12/2024 12:50:23 AM
Great customer service all around!
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Megan C., 10/11/2024 2:55:44 PM
I had asked our previous insurance agent about glass protection and he told me it wasn't worth looking in to. He also said he couldn't get a lower price. The old and the new insurance are both through Progressive.
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Aaron J., 10/10/2024 4:47:49 PM
Josh is very thorough, prompt with responses, and met my needs in a very professional manner.
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Abbie C., 10/5/2024 4:29:40 PM
Josh was amazing. Answered all of my questions and explained everything in detail to make sure I understood the coverage I was getting
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Gary K., 10/4/2024 1:28:36 PM
why not
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Austin D., 9/29/2024 6:42:03 PM
Josh was excellent to work with, good communication, was flexible with my schedule and very helpful on answering all my questions. I would recommend Josh to anyone!!!
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Alexandra W., 9/23/2024 12:45:29 PM
Josh was amazing he explained everything, got me exactly what I needed and with an amazing price 10/10
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Coral M., 9/19/2024 5:12:28 PM
The agent explained things well and looked out for me.
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Jeffrey R., 9/19/2024 4:25:24 PM
Great service and timely follow up.
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Guillermo A., 9/15/2024 7:44:57 PM
The agent I talk to was really knowledgeable and understanding about my needs.
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Kaitlyn B., 9/10/2024 4:13:36 PM
Working with Larry Thein has been great. He has made this process easy !
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Olalla N., 8/13/2024 5:32:33 PM
Josh Harms was very helpful over the phone.
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Alex R., 8/9/2024 3:26:39 AM
Josh was patient, great to work with
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Dennis N., 7/31/2024 9:00:34 PM
Great service and rates were great also. Josh was very organized and did a nice job explaining coverage.
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Barbara K., 7/19/2024 2:31:40 AM
Tyler was very helpful. He got me a great quote with excellent coverage. I would highly recommend him to my family and friends.
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Rachel P., 7/1/2024 3:13:13 PM
Love working with Josh and his team! They are on it!
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Cecile K., 6/17/2024 4:24:33 PM
professionalism
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Stella K., 6/15/2024 4:39:51 PM
great service
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Christy F., 6/11/2024 4:30:12 PM
Josh was very helpful and explained things so I could understand them.
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Dakota J., 6/7/2024 5:59:09 PM
Great rates and very informative.
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Melissa O., 6/3/2024 1:46:49 PM
Very easy to work with and helpful in finding exactly what I wanted.
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Brandi B., 5/18/2024 4:05:03 PM
Quick and pleasant service, questions all answered.
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Anthony R., 5/8/2024 7:46:11 PM
Josh Harms did a great job walking me through the process.
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Brian Z., 4/22/2024 4:16:51 PM
Very easy to work with and quick
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Umya K., 4/22/2024 3:33:06 PM
I feel he is doing his best to help me.
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Nakia Z., 4/20/2024 4:18:08 PM
Ease and quickness of working with
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Angela B., 4/19/2024 4:15:53 PM
Friendly quick and easy and good price
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Menka S., 4/18/2024 5:54:21 PM
I’m happy with the outcome of current premiums
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Helena W., 4/18/2024 4:18:49 PM
10
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Teresa M., 3/29/2024 8:20:12 PM
Needed a change
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Tammie F., 3/12/2024 7:54:48 AM
We are saving money on our car insurance.
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Samantha J., 2/29/2024 10:02:32 PM
Clear communication. Good rates.
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Anthony K., 2/16/2024 7:02:35 PM
Josh was amazing and extremely knowledgeable and patient with me and he made my day with a way better deal than I had.
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Emily F., 2/3/2024 4:06:40 PM
Immediate customer service and response time! Easy to communicate with - direct and to the point.
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Darby F., 12/5/2023 7:41:33 PM
The customer service I received was excellent. All of my questions were answered, the forms were sent very quickly and the process was extremely easy.
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Gloire K., 11/23/2023 5:32:33 PM
Good communication
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Joshua S., 11/23/2023 4:26:42 PM
Great service. Very helpful and informative.
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Steven H., 11/14/2023 5:39:17 PM
Josh is a good guy. Happy to bring the business to him.
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Jamie S., 10/26/2023 9:35:02 PM
We were not happy with the company we have had for the past 21 years. WE have never changed companies and this year they increased our rate substantially - and we have never had a claim. I was panicking - they didn't send us the new renewal until 10 days before it was to start. Josh was able to get us close to what we paid last year and exact on what we paid for autos. Fantastic service answering all of my questions.
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DJ M., 10/11/2023 7:08:11 PM
Amazing service!
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Enmanuel C., 9/28/2023 4:19:12 PM
Great service
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Julie B., 9/18/2023 5:25:46 PM
Josh is very personable and saved us a ton on a new homeowner's policy!!
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Philemon B., 9/15/2023 4:27:51 PM
Very well articulate and very believable
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Lindsey G., 9/15/2023 4:17:40 PM
Very friendly, easy explanation, quick response
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Amy K., 9/3/2023 4:16:38 PM
Josh is so easy to work with!
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Kevin P., 8/11/2023 1:29:58 PM
Prompt response with questions and and thorough review of coverages.
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Lasana M., 8/3/2023 4:20:24 PM
The customer service was excellent.
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Unidos R., 6/27/2023 4:09:04 PM
Professionalism of Josh.
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Sheahan V., 5/15/2023 9:47:42 PM
Friendly prompt service
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Ailana R., 5/10/2023 4:33:33 PM
He was very fast to respond on all my res quest . Very professional and excellent customer service.
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Barry H., 5/2/2023 7:43:00 PM
Josh was adamant to help me and my brother with our house insurance arrangements. No *bs* with Josh's delivery and we're looking forward to working with Goosehead Insurance. Thank you, Josh!
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Dean R., 2/12/2023 6:44:12 PM
Easy to work with. Questions answered immediately. Polite.
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Kelsey R., 2/2/2023 4:27:44 PM
Quick and easy to deal with very professional and stayed on top of it
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Jen K., 1/6/2023 4:48:45 PM
Friendliness and the ability to make the demands happen
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Erin T., 12/24/2022 1:21:39 AM
You are the best!
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Leticia G., 12/17/2022 8:41:53 PM
Professionalism and reasonable prices
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Sarah A., 11/30/2022 11:13:55 PM
Easy to get and understand everything
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Tonya C., 11/15/2022 2:17:26 PM
Easy to work with and found great savings
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Timothy S., 10/31/2022 10:43:50 PM
I felt Josh went above and beyond to help me get the coverage I was looking for.
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Zachary A., 10/4/2022 11:12:49 AM
Josh helped out a lot and made it easy!
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Leticia L., 9/15/2022 11:11:25 AM
Amabilidad
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Gwendolyn E., 9/14/2022 9:29:59 AM
Great service and competitive rates
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Alphonse I., 9/13/2022 6:25:47 PM
you get the job done quickly and efficiently
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Shannon T., 9/12/2022 9:32:30 AM
Josh has the very best communication! He is quick to respond to questions and explains things really well. I highly recommend working with Josh!
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Jamie V., 9/5/2022 8:55:47 PM
Josh was very helpful and patient with my questions and I was very satisfied with the cost.
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Michelle H., 9/1/2022 9:01:52 AM
I had a fantastic experience!
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Connie K., 7/29/2022 11:10:40 AM
Josh was very thorough when explaining the policy. I had to ask him only a couple questions, which he answered very knowledgeably and professionally.
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Cheyenne J., 7/24/2022 8:34:19 PM
Friendly and comprehensive service. All questions were answered in an easy-to-understand way, even though I’ve never bought a home or home insurance policy before.
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Tracy K., 7/15/2022 2:06:30 PM
Love the open communication… text, phone, and emails!!
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Teresa G., 7/12/2022 11:20:53 AM
He was very helpful and knowledgeable about the policies.
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Michaela A., 7/12/2022 9:45:51 AM
Service was fast and effective.
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Andrew W., 7/6/2022 11:08:22 AM
Very nice to talk too. Made it very easy on me.
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Shiloh C., 6/30/2022 5:52:24 PM
Josh Harms has been super helpful with explaining my home owners insurance to me. He always reply’s quickly and is super efficient! Thank you!
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Keith M., 6/29/2022 9:53:58 AM
Josh was great and patient in working with my insurance switch.
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Keith M., 6/28/2022 11:07:33 AM
My agent Josh was exceptional
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Kenneth L., 6/21/2022 11:16:47 AM
100%
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Travis G., 6/17/2022 11:14:12 AM
Josh was super quick and explained everything so well. Immediately felt comfortable with him.
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Terry P., 5/23/2022 6:05:59 AM
We received a quick response to our request for a quote for our house and autos from Josh. Getting more coverage for less than half the price of our current insurance was the icing on the cake.
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Jonathan H., 5/22/2022 6:41:39 AM
Josh was great to work with. Very responsive and got us the coverage we needed.
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Alfreda S., 5/18/2022 2:53:14 PM
Customer service
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Treaver B., 5/15/2022 5:42:53 PM
Very nice and straight to the point
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Allison R., 5/7/2022 5:44:28 PM
Josh is very kind and professional super friendly. Got us the best deal on our home and auto. Even lower than before without a bundle! Amazing service. Thank you so much josh!
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Beverly P., 5/5/2022 5:50:15 PM
Was very satisfied.
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Madison H., 4/20/2022 12:43:07 PM
I was very pleased with the whole experience. Everything was explained thoroughly.
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Kierra L., 4/13/2022 1:07:06 PM
Great service and hard work!
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David L., 4/8/2022 10:45:34 AM
Josh was very thorough and prepared. Nice guy too!
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Brittany P., 3/27/2022 12:42:09 PM
Very helpful.
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Ashley S., 3/4/2022 12:46:34 PM
Josh was amazing ! He was a pleasure to work with and I will recommend him to anyone that needs service!
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Brian B., 2/25/2022 1:33:23 PM
Great service!
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Jackie J., 2/24/2022 1:32:48 PM
Josh was very helpful in explaining my policy so I understood it really well
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Blake S., 2/24/2022 11:19:49 AM
Prompt outstanding service
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Nancy T., 2/21/2022 8:24:37 AM
Josh harms was great! I love that he made me feel like I could ask him anything and made this an easy process
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Nicole V., 2/1/2022 10:16:56 AM
No in-person interactions needed
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Denise M., 1/26/2022 11:16:06 AM
Answered all questions completely and timely and provided great coverage for a much more competitive price.
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Alice L., 1/21/2022 11:52:56 AM
Josh got right on my request and had me set up in a matter of a very short time.
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Lisa T., 1/21/2022 10:19:45 AM
Good and friendly communication
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Lisa T., 1/21/2022 10:18:36 AM
Good and friendly communication.
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Presha S., 1/16/2022 9:55:37 AM
He listens to what I wanted and needed. And made suggestions.
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Maria F., 1/10/2022 10:57:26 AM
Honest and professional
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Gloria K., 1/10/2022 10:53:28 AM
Good rates and awesome service
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Edgar P., 12/31/2021 9:30:04 PM
Attention to detail and quickness
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Cady T., 12/29/2021 9:58:13 AM
They gave me a lower price for Insurance then my current Insurance Company.
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Josephine W., 12/21/2021 11:11:28 AM
Josh took the time to explain everything to and was patient and knowledgeable. He helped me, a first time homebuyer, understand what I need in my insurance. I will most definitely be referring him to others for their insurance needs.
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Christine D., 12/16/2021 2:35:31 PM
Very detailed
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Violeta G., 12/7/2021 2:05:24 PM
Good
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Kelsey J., 12/1/2021 11:06:06 AM
Josh is very informative, so easy to talk to as well!
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Kelsey J., 12/1/2021 11:05:15 AM
Josh is so informative, so easy to talk to as well!
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Stuart A., 12/1/2021 10:12:48 AM
Josh was very helpful and explained literally everything.
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Antoinette J., 11/19/2021 11:00:18 AM
because I was very satisfied
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Brandon C., 11/18/2021 10:09:12 AM
Josh was very helpful getting us better rates and not pushy !
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Makayla I., 11/14/2021 8:07:52 AM
Explained everything very well. Over all very friendly
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McGowan T., 11/10/2021 10:24:15 AM
Josh Rocks :)
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Tina M., 11/3/2021 11:10:23 AM
He personally answers his phone, is prompt in response regarding any information I’ve requested, knowledgeable & if he doesn’t know the answer he tells you he’ll find it. Professional, responsible and I get the feeling he’ll be around should I need to make a claim. He’s also a “hand holder” for people who are new to process or haven’t been through it in awhile.
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Donna P., 10/15/2021 11:10:40 AM
Josh had done his homework and was able to compare what we currently had for insurance and what he was proposing. he was able to save us several hunddred dollars per year for the basically the same coverage we already had.
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Kellie W., 10/9/2021 3:41:27 PM
He was awesome! All I did was tell someone else how cool/easy he was to work with, they wanted his contact info. Will def recommend again in the future!
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Bryce B., 9/24/2021 7:38:04 PM
Josh was very friendly and helpful
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Aditya P., 9/21/2021 11:44:14 AM
Amazing agent Josh
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Jane S., 9/16/2021 11:35:29 AM
Timely and knowledgeable service
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Kenneth S., 9/14/2021 11:48:23 AM
Great service
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Kenneth J., 9/9/2021 11:13:38 AM
Josh was fast, efficient, and personable. He did great work for me.
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Karen R., 8/30/2021 6:51:11 PM
You are very nice
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Carl D., 8/23/2021 11:41:52 AM
very thorough and prompt as well as polite
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Madison J., 8/16/2021 12:14:28 PM
Josh was very helpful, and he found my fiancé and me great deals!
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Ashley S., 8/14/2021 1:38:45 PM
Josh was very very friendly and helpful
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Samantha R., 8/7/2021 11:17:40 AM
Josh was very friendly, answered all of our questions, was able to save us money, and he did it all very quickly.
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Curtis H., 7/27/2021 4:16:52 PM
Very understanding and very Knowledgeable. Great Person
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Edwin S., 7/22/2021 12:34:06 PM
Great service and rates
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Tyler L., 7/9/2021 11:18:11 AM
Great fast and friendly service
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Micah S., 6/24/2021 11:18:10 AM
Josh was incredibly knowledgeable and was patient to explain using language I understood.
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Bobbi L., 6/14/2021 6:15:01 AM
price, patience of agent, as it took me a little longer to get things decided, and he hung with me..
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Jason M., 6/3/2021 2:29:05 PM
Josh and his team are attentive to detail, quick responding and professional. Looking forward to working with them in the future.
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Kylie M., 5/27/2021 6:13:40 PM
Josh was amazing and really helped me understand the process answering all my questions with ease and made this whole process a breeze!! I would definitely recommend Josh to anyone I could!
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Ayao N., 5/27/2021 11:28:06 AM
Good
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Cheyenne C., 5/23/2021 11:28:46 AM
Josh was very nice and friendly. Made the process smooth for a first-time homeowner. I really like that the company also offers to help set-up utilities. Would totally recommend to family and friends.
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Ethan W., 5/21/2021 11:32:28 PM
Great outstanding customer service and very professionally explained service. Thank you! Keep up the great work.
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Dominique R., 5/15/2021 6:47:43 PM
Joshua was friendly and most of all took the worries of moving away and was very helpful
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Vicky O., 5/2/2021 8:31:08 AM
Josh
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Scott W., 4/30/2021 4:56:50 PM
Josh was very helpful and kind. It was a joy to work with him!
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James C., 4/29/2021 11:07:50 AM
josh is very friendly and knowledgable and saved me money and i have and will keep telling ppl about the great service and inexpensive insurance he has to offer
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Jessica B., 4/20/2021 10:01:45 AM
Josh explained everything in detail about the policies that would put into place and made sure any questions that I had, were answered.
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James B., 4/17/2021 2:36:39 PM
Great service and saved money
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Willetta K., 4/12/2021 4:12:23 PM
Very friendly and answers all my questions
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Krista J., 4/2/2021 2:29:30 PM
Great rate and communication
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Rebecca E., 3/25/2021 1:16:47 PM
Josh has been very helpful and patient with our many questions.
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Rebecca E., 3/25/2021 1:14:42 PM
We have been with goosehead 4 days so other than talking with Josh who was great, I can’t offer much else.
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Joshua H., 3/15/2021 11:09:53 AM
Very educational experience, very happy with there process. Saved money and went out of his way to ensure I was taken care of.
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Brad L., 3/11/2021 10:07:35 AM
He was very knowledgeable and made the process very easy. Saving money a big plus as well.
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Pamela E., 3/6/2021 5:56:35 PM
Josh was very friendly an took care of our needs
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Cassidy B., 2/25/2021 10:08:16 AM
Josh’s rates were not only affordable, but he was also very friendly and explained a few things that I asked him to explain without making me feel incompetent. He is very patient and understandable as well... overall, amazing service; Definitely recommend!
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Erica N., 2/25/2021 6:38:36 AM
Josh worked with us!
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Shauna M., 2/19/2021 9:31:09 PM
Josh made it easy to switch.
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Sherry C., 2/15/2021 10:15:00 PM
Josh did a great job explaining & going through my insurance policy with me!
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Lucien C., 2/15/2021 11:47:12 AM
he did an excellent job explaining how this Insurance all works!
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Janet M., 2/9/2021 7:07:21 PM
I had a very professional experience with Josh, and his personal attention he gave!!
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Sara H., 2/8/2021 7:45:48 PM
I was pleased with the professionalism of my agent. He answered all of my questions. I feel like my opinion matters and that I am not just a number.
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Jaidon E., 2/7/2021 11:11:15 AM
He was very helpful in getting me a lower rate than I was already at.

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