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About Lou
Lou Tharayil is an agent with Goosehead Insurance
located in Zephyrhills,
FL. Lou joined Goosehead because
of his unwavering commitment to take care of his clients. Using cutting edge
technology to shop with dozens of "A" rated insurance companies in just a few short
minutes, he is able to find the right coverage at a competitive price. He takes the time
to review all of the options and customizes a policy based on the unique risks and desires
of each client. After finalizing an option, Lou is backed by a service team
that has the highest client loyalty rating in the industry. Request a quote from
Lou and you will quickly understand why Goosehead is one of the fastest
growing distributors of home and auto insurance in the United States.
States Licensed In:
FL
Connect
5720 Gall Blvdm STE 1
Zephyrhills, FL 33542
Zephyrhills, FL 33542
Languages spoken:
English;Malayalam
English;Malayalam
Hours:
We’ve got you covered,
and then some.
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Homeowners Insurance >
Auto Insurance >
Flood Insurance >
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Landlord Insurance >
Motorcycle Insurance >
Boat Insurance >
RV Insurance >
Life Insurance >
You probably looked at several houses before you found the right fit; why not look at home insurance the same way? Goosehead does the looking for you, and finds the policy that fits your needs and budget, without compromising coverage.
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It seems like there’s as many car insurance companies out there as there are cars. Lucky for you, Goosehead looks under the hood of all those policies to find the right coverage for you and your ride. Think of us as your roadmap to better protection and better rates.
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Having the right amount of protection in case of flooding is important. That’s why our Goosehead experts will do all the research for you. We’ll compare dozens of plans and choose what’s best for your residence, and your budget.
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Sure, you may not own the building. But you own what’s in it. If a fire or disaster would cause a major setback, take a close look at renters insurance. Better yet, let us do it for you. We’ve evaluated products from dozens of the most respected insurance companies to help you home in on the right policy.
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From an insurance standpoint, high rises, townhomes and condos can be, well, a little different. HOAs cover some parts of the property, leaving other areas up to you. We can help you find a policy that provides the coverage you need — at rates you’ll feel right at home with.
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A rental property isn’t the same as a primary residence. Without proper protection, a landlord might be personally liable for damages from accidents or other events. We can help you determine the right coverage for your rental properties and compare rental property insurance quotes so you can operate with total peace of mind.
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Driving a motorcycle is all about freedom. Speaking of freedom, there’s no need for you to spend end less hours of your free time comparing insurance plans. Comparing the best motorcycle policies from the best insurance companies to get you protected the way you should be protected, at the price you deserve.
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Chances are you bought a boat for a little rest and relaxation. Goosehead makes shopping for boat insurance just as relaxing. Our expert agents will shop dozens of policies and find you the right protection, at the right price, that will really float your boat.
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Your RV lets you escape to the open road. And with Goosehead, you can escape the usual time commitment of buying insurance. Our expert agents do the research for you, comparing dozens of policies and choosing the right protection for you and your home on wheels, all at the price you deserve.
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As the saying goes, life happens. But sometimes it happens in ways we don’t expect. For all the great times, and the more difficult times, Goosehead can be there to make sure you and your family are prepared, and protected. If something happens to you, the right coverage will ensure your family is financially secure and well taken care of in your absence.
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You’ve got the best of the best.
Meet the team.
HOMEOWNER INSURANCE
Water Coverages Explained
Four different types of water coverage may or may not be part of your home insurance policy. Let’s look at how they could help better protect you and your family from financial burden due to various causes of water damage to your home.
SPECIALTY INSURANCE
Umbrella Insurance 101
Umbrella insurance goes beyond your normal limits of liability to protect you and your family in the event of a sudden and serious situation. Relatively cheap, umbrella policies can offer additional coverage for things like injuries to others, legal fees and litigation, excessive property damage, and other personal liability situations.
HOMEOWNER INSURANCE
Homeowners Insurance 101
You found a property you love, you managed to save a down payment, and you got approved by a lender. Now you need to find a homeowners insurance policy that meets your needs, but how do you know if a policy is the right one for you?
AUTO INSURANCE
Auto Insurance 101
Most states require you to carry auto insurance. But how do you know if you have enough? A basic understanding will equip you with the knowledge you need to make smarter decisions when selecting your auto insurance policy. Let’s get started!
Recent Reviews
Tom V., 1/11/2025 12:32:58 AM
The entire process was smooth in addition Lou understood our pain points and address them in the right way
Tibin J., 12/26/2024 9:51:51 PM
Customer service
Priscilla P., 11/12/2024 5:00:00 PM
Lou is awesome, happy to work with him anytime
Devraj A., 10/31/2024 4:22:40 PM
Good service/24/7
Sherin P., 10/4/2024 6:35:01 PM
good service
Dhanashri P., 9/12/2024 5:41:23 PM
Good experience
Rahul P., 9/12/2024 5:40:38 PM
Easily reach out and ready to help all the time.
Luis O., 9/6/2024 9:35:03 PM
Leo was very informative and very helpful. He told me what I needed and gave me a great rate. Would recommend for sure!!! Thank you Leo!
Vamsi P., 7/17/2024 4:12:44 PM
Better customer service
Sri H., 7/12/2024 7:13:44 PM
Amazing customer service and quick response from both Lou and Leo! Great people to work with.
Craig B., 7/10/2024 4:17:09 PM
Fast, responsive service and best rate quote
Jittymol G., 6/20/2024 5:07:37 PM
Very prompt response
Julie A., 6/16/2024 4:58:00 PM
Easy to communicate and the fast action
Seth G., 6/13/2024 4:41:37 PM
Great customer service
Sherwin T., 4/3/2024 4:10:09 PM
.
Jayaraj N., 3/29/2024 6:04:49 PM
Understanding the customer's needs and offering excellent customer service. Kudos to you!
Mariamma M., 2/18/2024 2:02:22 AM
Insurance agent Mr. Lou Tharayil was efficient, followed through ,was reachable at all times and reliable. Very pleasant too.
Jacob M., 2/18/2024 1:58:48 AM
Agent Mr Lou Tharayil was prompt and professional.
Srinivasarao K., 2/10/2024 6:41:24 PM
Promptly response..
Abraham C., 12/15/2023 11:39:28 AM
Quick response
Suby E., 10/19/2023 4:44:05 PM
Timely response and reasonable price
Sabu K., 10/16/2023 6:51:46 PM
Agents did a great job
Shelvin j., 7/30/2023 4:12:29 PM
Customer service from Lou Tharayil.
Johni P., 7/20/2023 4:31:13 PM
He is so good spending time to research with different carriers to find a good rate for me. He saved more than $1000 on my 6-month auto policy premium. I will definitely recommend Leo.
Anitha K., 7/13/2023 8:26:24 PM
Excellent service
Leelamma A., 6/30/2023 11:33:30 PM
Affordable price, very courteous etc
John P., 6/30/2023 12:38:25 AM
Lou is a good friend of mine and I would like to promote his business.
Jacob J., 6/16/2023 8:28:48 PM
The price is very reasonable and the agent was very helpful to achieve our goals.
John J., 6/2/2023 5:18:28 PM
Agent was good
Archana P., 6/2/2023 3:56:22 AM
Awesome experience
Jyoti D., 5/9/2023 7:31:58 PM
User friendly and prompt customer service.
Jain C., 5/4/2023 5:24:14 PM
Overall best insurance
Melbin M., 5/4/2023 5:21:58 PM
Best insurance 100% satisfied
Jackson F., 5/2/2023 3:40:34 PM
Lumon Tharayil is the answer, he is really worth to Progressive Insurance company, loyal, dedicated, friendly, kindly, last word excellent, he is truly exceptional.
Alen R., 1/31/2023 7:45:07 PM
Great service
Jomon T., 1/27/2023 1:35:45 AM
Agent, Lou was very clear and answered all questions really well!
Abraham L., 1/25/2023 4:57:14 PM
Good customer service
Bindhu C., 1/24/2023 4:20:44 PM
Service was excellent
Sudhakar P., 12/27/2022 7:23:38 PM
Thank you very much. Lou is awesome !
Donel T., 12/24/2022 2:15:52 PM
N/A
Sanu K., 12/10/2022 4:09:38 PM
Mr. Lou was very helpful to get the best coverage
Joby P., 11/26/2022 4:30:24 PM
Good service
Premakumar V., 10/22/2022 11:11:06 AM
Awesome customer service
Rajan M., 10/20/2022 11:23:49 AM
Competitive price
Juby U., 9/28/2022 12:06:29 PM
Excellent Customer support
ZACHARIAS T., 9/27/2022 1:20:21 PM
Less cost and more benefits
Rekha N., 9/26/2022 2:45:16 PM
Easy to follow
Soniya S., 9/25/2022 4:03:34 PM
N/A
Punnoose J., 9/1/2022 11:25:54 AM
Good service
John P., 8/31/2022 8:23:23 PM
Price
Geetha P., 8/31/2022 8:22:44 PM
Price
Bhanu C., 8/31/2022 11:29:22 AM
got a better insurance quote
Abdul S., 8/24/2022 6:36:41 PM
Friendly service
Jacklin M., 8/19/2022 12:04:47 PM
Lou is very supportive
Joseph A., 8/15/2022 4:46:14 PM
Very good customer service
Anitta J., 8/11/2022 11:09:58 AM
N/a
Mathew J., 8/3/2022 11:25:40 AM
helpfull.
Rajmohan S., 7/24/2022 1:41:44 AM
Service and low cost
Jaison D., 7/19/2022 6:28:08 PM
'Customer first' approach from Lou and team.
Celine E., 6/20/2022 9:38:53 PM
Good attitude and understanding our needs so it was easy for us to make the choice
Emmanuel J., 6/20/2022 6:13:08 PM
Very Knowledgeable and explained all details ..
Ajai P., 6/19/2022 10:43:51 PM
Friendly, detailed explanation,
Joseph K., 6/9/2022 7:56:32 PM
Friendly service
Joseph K., 6/9/2022 6:08:52 AM
Friendly customer service
Seby V., 5/14/2022 8:43:27 PM
Lou helped me very much to get a home owners insurance at a competitive rate.
Kumar M., 5/5/2022 3:59:08 PM
Mr. Lou is very professional and helped me a lot in every step as i am the first time home buyer and it was great to get helped at every steps
Epifanio M., 5/1/2022 12:32:39 PM
I'm impressed
Maya A., 5/1/2022 7:58:40 AM
I got good rate. Also, appreciate the timely response and Lou clarified all my questions. Thank you for the great service!
Maria r., 4/30/2022 10:26:33 AM
I'm ecstatic that Lou Thrayil assisted us what to do and guided us. It was beneficial to us with his help and guidance. Thanks to this company too Gooseneck Insurance.
PHILIP P., 4/23/2022 3:34:29 PM
Good Coverage
GRACE J., 4/23/2022 3:33:27 PM
Good Coverage
Claudius R., 4/23/2022 2:40:57 PM
I do not deal in business with my relatives and friends. If someone asks me re insurance, I will surely recommend your Company
Jake P., 4/16/2022 11:09:56 AM
Lou did a great job with helping in a timely matter
Rintu B., 3/11/2022 11:27:19 AM
Satisfied Service
GRACY T., 2/23/2022 10:39:19 AM
Lou is very professional.
Maria T., 2/15/2022 1:48:33 PM
Very nuce
Sisel P., 2/7/2022 10:21:36 AM
Lou was very friendly, knowledgeable and so helpful. I recommend to others his amazing service.
Sathya N., 2/4/2022 3:23:15 PM
Lou Tharayil was very helpful in finding the right insurance for my property. He patiently explained me all the questions I asked him and got me the right policy coverage. Surely will refer Lou to my friends.
Mathai T., 1/26/2022 4:17:36 PM
Lou is highly professional, knowledgeable and friendly. He made the whole process easy and stress free. Would definitely recommend him and your company to others.
Mathai T., 1/26/2022 10:59:43 AM
Lou is highly professional, knowledgeable and friendly. He made the process very easy and understanding. Would definitely recommend him to others..
Shaji X., 1/10/2022 10:24:11 AM
Satisfied
GRACYKUTTY C., 1/7/2022 12:24:18 AM
Excellent!! Lou Tharayil was very knowledgeable and helpful. Thank you.
Arun B., 1/1/2022 9:33:55 AM
Answered all my questions
Alex P., 12/22/2021 2:50:48 PM
Agent Lou was amazing
Anit G., 12/2/2021 7:36:35 PM
Mr Lou Tharayil provided smooth transition of new insurance quote and completed the process quick.
Sini P., 11/12/2021 3:57:43 PM
Outstanding
Sini P., 11/12/2021 3:54:14 PM
Convenient and outstanding
Sini P., 11/12/2021 10:59:05 AM
Very convenient and outstanding
Sinimol V., 11/5/2021 12:03:01 PM
Excellent and professional service for a very reasonable price. Thank you.
Ronnie G., 10/27/2021 11:09:17 AM
Lou was very helpful and always available for any questions I had.
Bincy M., 10/27/2021 11:08:56 AM
Easy to work with and prompt service. I highly recommend Goosehead Insurance and Lou for any insurance policy you may need. Thanks.
James M., 10/25/2021 7:41:29 PM
he did an excellent job to to get a new insurance.
Francis A., 9/25/2021 1:09:49 PM
he is very friendly
R A., 9/19/2021 5:32:49 PM
Great customer service and a very friendly approach
ANNA G., 8/21/2021 8:18:36 PM
Best customer service
Saji K., 8/6/2021 12:37:46 PM
Fast service and best communication
Lovely V., 8/5/2021 4:16:30 PM
Because I am satisfied
Rapheal M., 8/2/2021 12:18:02 PM
Lou is very friendly and patience.
John A., 8/2/2021 11:53:22 AM
quick response
Ambika P., 8/1/2021 1:58:25 PM
9
Benny J., 7/29/2021 9:19:51 AM
Very Good services.
Nagarathna K., 7/23/2021 12:03:24 PM
Comfortable well explained & dependable
Jimmy M., 7/23/2021 11:56:35 AM
Lou was very helpful and explained me about different coverage oprions
Jobin J., 6/2/2021 1:35:39 PM
Great Service.
Nevin A., 5/4/2021 9:15:34 PM
The insurance agent that helped me was very knowledgeable and informative. He showed me ways to reduce my quote and went through everything step by step.
Nanda R., 4/23/2021 12:09:08 PM
The service received was great
Subramanian H., 4/20/2021 11:22:01 AM
Lou was super helpful
RAJESH V., 4/8/2021 5:10:59 PM
Prompt service. Got the insurance coverage and rate that I wanted. Thanks for helping.
Jose T., 4/7/2021 1:23:30 PM
very quick response
Sunnykutty P., 3/29/2021 12:27:09 PM
good customer care
Binu P., 3/13/2021 10:07:24 AM
Customer service
Baby J., 2/27/2021 2:07:38 PM
Lou is a nice person and explained everything and gave me a good quote.
Reji J., 2/23/2021 7:17:54 AM
x
JO A., 2/21/2021 10:11:27 AM
Excellent Service in all aspects.
George O., 2/19/2021 4:49:23 PM
Great company
DAYANA R., 2/19/2021 3:30:32 PM
Lou is very professional and his service was very fast. Thank you.
Archana R., 2/14/2021 7:51:40 AM
feels great on difficult time
Elizabeth J., 2/4/2021 10:29:38 AM
LOU WAS VERY EASY TO WORK WITH AND MADE EVERYTHING VERY SIMPLE
Anil T., 2/3/2021 10:05:38 AM
Good Prompt service
Jacob J., 1/19/2021 11:14:16 AM
Lou was great and very helpful!!
Jose K., 1/14/2021 2:05:40 PM
Great service & good price
Mathew J., 12/15/2020 4:43:19 PM
very good agent
Jubi C., 12/12/2020 10:44:09 AM
My experience with Loumon Tharayil was awesome.. He did a great Job..
Jeny T., 12/9/2020 1:02:47 PM
Great service
Maria K., 12/4/2020 11:30:38 AM
Agents service was excellent
BINU M., 11/20/2020 11:20:35 AM
He explained very well.
BIJOY J., 11/7/2020 3:05:19 PM
Dealing with lou tharayil will be very easy and honest.
Salby J., 11/6/2020 11:52:58 AM
A proper communication from the company was present, every step in regards to the insurance was addressed to me on time, gave a good insurance rate.
JOSEPH M., 9/30/2020 11:49:00 AM
Reliable . Reasonable with the price . Got better quot
Shiemol J., 9/25/2020 11:42:14 AM
9
Riya B., 9/21/2020 12:21:57 PM
Good agent
Riya B., 9/21/2020 12:21:12 PM
Na
Gracemma T., 9/18/2020 6:39:38 AM
professionalism
Biji A., 9/5/2020 9:35:02 PM
Mr.Lou gave me a Very sincere support and care
Bennett A., 8/31/2020 8:38:04 AM
Lou made the whole process very easy as a customer! I couldn't be happier with the level of customer service and quick responsiveness that he provides. He is the #1 insurance agent in FL!
Rengit P., 8/27/2020 4:08:13 PM
Excellent, fast and professional service
Vimala P., 8/27/2020 11:42:27 AM
good service
Roy V., 8/23/2020 10:01:16 PM
I got a good quote.Agent is very good.
Arun P., 8/21/2020 12:13:19 PM
The Agent
Stephen J., 8/16/2020 12:47:59 PM
He has knowledge about the products
Meena S., 8/14/2020 5:39:07 PM
Good knowledge about products
Kunjamma A., 8/12/2020 11:06:39 AM
Very approachable, fast with document completion and flexible with insurance deals.
Shiny J., 8/3/2020 12:29:34 PM
Excellent and timely customer care
Jacob m., 8/1/2020 5:06:30 AM
From my experiences
MERCY J., 7/27/2020 10:19:15 AM
Lou was professional and quick
jain M., 7/17/2020 8:50:21 AM
very friendly approach and easy to work with.
Abraham V., 7/9/2020 11:01:41 AM
Good Service
Shigy A., 6/17/2020 2:11:41 PM
Complete professionalism
Joseph P., 6/8/2020 6:50:49 PM
Prompt response
Elsamma T., 5/28/2020 11:44:22 AM
Mr.Lou was very efficient at dealing with the policy and very polite whenever I called him for any matter regarding the insurance. Even when he was busy dealing with others whenever I called him, he would always send me a note saying he would call me as soon as he is free. I really woud recomend him to any client.
Joseph M., 5/22/2020 3:28:55 PM
Good communication and updated services
Michelle M., 5/18/2020 10:47:27 AM
Lou was very easy to work with and timely with his responses and quotes provided.
Binny P., 5/15/2020 4:42:00 PM
Very helpful, informative
MATHEW J., 5/14/2020 11:41:10 AM
100
Shobin J., 5/14/2020 10:48:45 AM
Easy to work with
Saji C., 4/20/2020 8:46:46 PM
Lou did everything for me and save me some money
Pappachen C., 4/20/2020 12:00:27 PM
He explains about coverages compared with other policies a customer really wants to know
Joseph S., 4/1/2020 11:43:22 AM
Lou tharyil is an amazing salesman and he knows how to deliver a family touch. He made me feel special and welcome in this new company and he deserves a promotion
Nancy A., 2/14/2020 7:19:11 PM
Very prompt response and helpful
Swaroop M., 2/7/2020 1:15:15 PM
Excellent service received from Mr. Lou Tharayil
Ancy J., 2/3/2020 3:10:46 PM
knowledgable and friendly
Naga U., 1/29/2020 3:52:50 PM
Prompt and detailed response
Jose S., 1/29/2020 10:39:14 AM
He is very friendly and explain everything
Philtamma A., 12/19/2019 11:19:41 AM
Economy
Thomas T., 11/29/2019 10:38:30 AM
Best service
Jaimon K., 11/19/2019 10:29:51 AM
Very good customer service
Manoj J., 11/18/2019 10:44:31 AM
Very good costumer care
Jacob T., 10/7/2019 1:26:48 PM
Very helpful
Renimol T., 10/1/2019 7:19:22 AM
excellent service with a timely response
Meera P., 8/26/2019 6:44:11 PM
Excellent service of the agent