Richard Holmes

License #: 0G89808

4.8 OUT OF 5 STARS

(165 Reviews)

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About Richard

Richard Holmes is an agent with Goosehead Insurance located in Half Moon Bay, CA. Richard joined Goosehead because of his unwavering commitment to take care of his clients. Using cutting edge technology to shop with dozens of "A" rated insurance companies in just a few short minutes, he is able to find the right coverage at a competitive price. He takes the time to review all of the options and customizes a policy based on the unique risks and desires of each client. After finalizing an option, Richard is backed by a service team that has the highest client loyalty rating in the industry. Request a quote from Richard and you will quickly understand why Goosehead is one of the fastest growing distributors of home and auto insurance in the United States.

States Licensed In: CA

Connect

785 Main Street, Suite 202
Half Moon Bay, CA 94019

(415) 912-0624

Languages spoken:
English

Hours:

We’ve got you covered,

and then some.

Homeowners Insurance >
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You probably looked at several houses before you found the right fit; why not look at home insurance the same way? Goosehead does the looking for you, and finds the policy that fits your needs and budget, without compromising coverage.

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It seems like there’s as many car insurance companies out there as there are cars. Lucky for you, Goosehead looks under the hood of all those policies to find the right coverage for you and your ride. Think of us as your roadmap to better protection and better rates.

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Having the right amount of protection in case of flooding is important. That’s why our Goosehead experts will do all the research for you. We’ll compare dozens of plans and choose what’s best for your residence, and your budget.

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Sure, you may not own the building. But you own what’s in it. If a fire or disaster would cause a major setback, take a close look at renters insurance. Better yet, let us do it for you. We’ve evaluated products from dozens of the most respected insurance companies to help you home in on the right policy.

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From an insurance standpoint, high rises, townhomes and condos can be, well, a little different. HOAs cover some parts of the property, leaving other areas up to you. We can help you find a policy that provides the coverage you need — at rates you’ll feel right at home with.

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A rental property isn’t the same as a primary residence. Without proper protection, a landlord might be personally liable for damages from accidents or other events. We can help you determine the right coverage for your rental properties and compare rental property insurance quotes so you can operate with total peace of mind.

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Driving a motorcycle is all about freedom. Speaking of freedom, there’s no need for you to spend end less hours of your free time comparing insurance plans. Comparing the best motorcycle policies from the best insurance companies to get you protected the way you should be protected, at the price you deserve.

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Chances are you bought a boat for a little rest and relaxation. Goosehead makes shopping for boat insurance just as relaxing. Our expert agents will shop dozens of policies and find you the right protection, at the right price, that will really float your boat.

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Your RV lets you escape to the open road. And with Goosehead, you can escape the usual time commitment of buying insurance. Our expert agents do the research for you, comparing dozens of policies and choosing the right protection for you and your home on wheels, all at the price you deserve.

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As the saying goes, life happens. But sometimes it happens in ways we don’t expect. For all the great times, and the more difficult times, Goosehead can be there to make sure you and your family are prepared, and protected. If something happens to you, the right coverage will ensure your family is financially secure and well taken care of in your absence.

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HOMEOWNER INSURANCE

Water Coverages Explained

Four different types of water coverage may or may not be part of your home insurance policy. Let’s look at how they could help better protect you and your family from financial burden due to various causes of water damage to your home.

Recent Reviews

Total Agency Reviews 165

Daniel P., 2/22/2025 3:58:04 AM

Richard is very prompt in answering the phone. He tries hard to save money on the premiums. He communicates very clearly.

Sherri T., 1/7/2025 10:03:50 PM

Easy and fast, yet thorough service! All of our policies were set up with agent Richard Holmes in Half Moon Bay, Ca. He made it very easy and saved us a lot of money!

Melissa T., 12/19/2024 7:11:37 PM

My realtor gave me Richard's contact info when I needed to find insurance. I called, he answered, and within minutes I had a well-drafted quote in hand. It was by far the best quote I had received and it was a no-brainer to pick Richard. I connected him with our lender and ever since I haven't had to even think about what to do next, because Richard was keeping me informed every step along the way. He is so fast on his responses and I can't suggest him enough. Simply outstanding work and it has been a pleasure becoming a client of his.

Ernst S., 10/10/2024 7:27:09 PM

Very responsive and thorough. Even though Richard was on vacation he really came through to get our coverage completed within a very compressed timeframe. Thank you!

Octavio P., 9/27/2024 8:59:14 AM

Great customer service and amigable representative.

Vickie V., 9/24/2024 10:26:06 PM

Fast and easy

Susan P., 9/17/2024 11:14:38 PM

promo response - very thorough.

SHEIN-CHUNG L., 8/22/2024 5:02:01 PM

Fast and friendly response.

Peter I., 8/9/2024 7:06:10 PM

Helpful, fast and very pleasant to work with.

Anna C., 8/8/2024 5:08:18 PM

Richard was amazingly responsive and quick to get my policy setup.

Padma S., 7/14/2024 6:29:36 PM

Very prompt in responding to request and helping with a new policy at short notice.

Clarissa J., 7/11/2024 9:32:26 PM

Richard walked me through every step of the process. Super friendly and knowledgeable. I will make sure to recommend Richard to anyone who is looking for homeowner's insurance.

Javier R., 7/9/2024 5:30:16 PM

Quick and Good service

Savannah S., 6/20/2024 11:53:46 PM

Richard is knowledgeable, creative, clearly responsive and highly professional. We have referred friends to him already.

Tina B., 6/10/2024 4:02:12 PM

Excellent responsiveness & communication.

Jean P., 5/24/2024 11:02:05 PM

They were very nice and helpful. Price was good.

Ashley H., 5/20/2024 6:00:50 PM

Great communication, easy to work with, met our deadline.

Patti L., 4/18/2024 1:34:39 AM

Richard has been totally accessible and worked on this right away. Great guy and he did a great job explaining the policy.

Karen P., 4/12/2024 7:14:59 PM

Very friendly service; kept working with me despite technical issues until it was resolved.

Claire H., 4/3/2024 5:20:14 AM

Confidence, simplicity, & price

Debra M., 3/26/2024 4:38:55 PM

GREAT CUSTOMER SERVICE

Florian C., 3/16/2024 8:24:50 PM

Quick follow-up and good communication

Alan G., 2/29/2024 5:45:30 AM

Responsive and informative agent

Tali B., 2/16/2024 6:33:06 PM

Friendly, knowledgeable, fast and highly responsive

Richard B., 12/23/2023 5:11:24 PM

Great customer service

Thomas C., 12/20/2023 10:12:06 PM

Richard is the best. He always answers the phone, is knowledgeable, and Helpful. I am planning on using him for the rest of my insurance needs.

Justin H., 11/29/2023 4:27:37 PM

Fast, comprehensive, clear, and friendly service.

Jamie D., 11/28/2023 6:56:32 PM

I had spoken to Richard prior to signing on. I was aware of the issues the Industry is having with coverage in California. I am happy to know MetroMile is continuing in California. I plan on upgrading my Policy and am happy with the entire concept of MetroMile.Thanks.

Vylynh V., 11/2/2023 4:42:49 PM

Richard was extremely responsive and helpful. Highly recommend and would refer to friends and family.

Stefani P., 10/26/2023 9:09:19 PM

I had a great experience. Rich was super helpful looking at various insurance providers to find the best fit and I really appreciated that!

William G., 10/20/2023 4:36:18 PM

Personal Service and follow-up.

David G., 10/7/2023 5:41:54 PM

The insurance buying experience is always stressful. Working with Richard Holmes was a pleasurable endeavor. Many thanks Richard. -David

Thomas W., 9/28/2023 7:35:28 PM

The rate was much better than what I got from Farmers and I enjoyed talking to a local (Richard)

Jeffrey F., 9/24/2023 5:15:35 PM

Excellent service

Charles V., 8/31/2023 3:02:52 AM

Richard responded fast , for the quote home and auto insurance

Susanne H., 8/2/2023 9:45:25 PM

Rich is experienced, competent, friendly, almost always available, and got us a great quote for a new home insurance!

Tiffany L., 7/14/2023 4:22:36 PM

Ease of process Easy communication

George F., 6/21/2023 7:16:29 PM

Very knowledgeable

Maggie U., 6/4/2023 9:34:17 PM

Agent Richard gave me a good quote. Compare to my current auto carrier, much cheaper.

Eugene P., 6/1/2023 7:21:52 PM

Helpful with all issues

Kelly U., 3/24/2023 4:06:02 PM

Richard was very helpful with onboarding my insurance, patient and kind. He’s very accountable and I appreciate that.

Jarvis B., 3/13/2023 7:55:32 PM

Richard Holmes was really awesome in helping me and making things so much easier.

Sheila L., 3/4/2023 7:10:26 PM

Very nice, knowledgeable, helpful. Made the whole process easy. It was a pleasure to work with Richard.

Elvin K., 3/3/2023 9:24:40 PM

Richard was responsive, fast, efficient, and provided exactly what I was looking for. Thank you!

Tracey E., 3/3/2023 5:03:25 PM

Richard made the process of getting insurance easy and fast.

Joseph H., 2/24/2023 5:00:58 PM

All so quick and easy Richard was very redponsive

Isobel f., 2/19/2023 12:28:03 AM

Goosehead was very helpful, responsive and knowledgable through the whole process.

Peter L., 2/16/2023 7:33:54 PM

Rich was very helpful to sign me up for a new Insurance Policy for my 2019 Explorer. He was very professional and knowledgeable.

Ricardo M., 2/15/2023 10:26:09 PM

Richard returned my call quickly and was very knowledgeable. He gave me everything I needed to begin my new policy with Metromile.

Eric J., 2/15/2023 4:22:07 PM

got great customer service

Dennis M., 2/13/2023 8:30:58 PM

Richard was extremely professional and helpful. He made the entire process super easy and was a joy to speak with.

Gladys S., 2/10/2023 5:50:34 PM

was satisfied with service

Kelly D., 2/7/2023 5:26:11 PM

Great, friendly professional service at an affordable rate.

Ryan K., 2/4/2023 6:52:43 PM

Richard was very helpful, patient and answered all my questions.

Tony C., 2/4/2023 4:07:33 PM

Richard put in the extra effort to get this wrapped up for me!

Kim R., 2/1/2023 6:09:32 PM

Representative very helpful. Pleasant & took care of what I needed.

Devi G., 1/31/2023 1:16:04 AM

Communication was clear and quick turn around

David G., 1/14/2023 7:53:10 PM

Richard answered all my questions up front, without pressuring me. He gave me the quote I needed and I was able to complete everything online with no problem. I would definitely send anyone I know to Richard. It's nice to do business with an honest person who speaks English. Thank you, David

Ryan T., 1/8/2023 4:36:23 AM

A+

Allan H., 1/8/2023 12:36:36 AM

easy to do no big deal issues

Justin C., 12/30/2022 8:19:59 PM

Hale G., 12/12/2022 12:24:31 AM

CUSTOMER SERVICE

Gillian J., 12/8/2022 5:41:29 PM

Super easy to work with, friendly and helpful

Woosok C., 12/8/2022 4:27:11 PM

Good suggestion, and satisfying

John B., 12/5/2022 8:47:38 PM

Excellent customer service. Very knowledgeable and pleasant to work with.

Adrianne G., 12/4/2022 8:56:09 AM

He was always available, informative and very professional.

Eta L., 12/1/2022 5:54:10 AM

Richard was professional, friendly, and organized. He provided reasonable quotes for our cars, and he made the whole process very easy and smooth. Thank you and give him a raise!

Osamu S., 11/26/2022 12:44:10 AM

friendly and helpful

Lawrence C., 11/24/2022 7:24:49 PM

Friendly

Jasmyn W., 11/22/2022 2:43:37 PM

Great customer service

Hope A., 11/17/2022 4:04:51 AM

Excellent service got my coverage within 10 min very kind and helpful

Bailli C., 11/10/2022 4:52:18 PM

Easy and price! Richard was very helpful

Sharon W., 11/5/2022 6:43:12 PM

Friendly, easy to work with and I got what I wanted.

Akhil G., 11/3/2022 5:45:19 PM

Richard was pro-actively helpful and responsive. Excellent agent.

Claudia S., 11/3/2022 5:30:42 PM

Quick and friendly service!

Jordan C., 11/3/2022 12:43:11 AM

Richard's customer service is awesome. He is very through, responsive, & informative. Plus he saved us a ton of money.

Max K., 10/29/2022 4:23:22 PM

Richard Holmes was very accessible and responsive, helping me find reasonable coverage for a hard-to-insure property on the Coastside

Kimberley H., 10/27/2022 4:17:03 PM

Richard was efficient knowledgeable & the process was smooth & quick

Amy B., 10/7/2022 11:58:43 AM

Professional, prompt, friendly, helpful

Vicki T., 10/6/2022 4:05:33 PM

Responsive, stellar service

Gina R., 9/14/2022 11:06:09 AM

Matthew B., 9/8/2022 12:09:27 PM

Rich was great, very simple process

Juan C., 8/16/2022 4:30:48 PM

Good customer service

Jennifer E., 8/11/2022 4:17:39 PM

Fast work in finding the right policies. Better terms and prices than previous broker found.

Chana B., 7/29/2022 12:23:34 PM

Richard was so great and made a stressful situation easy! Really appreciate his knowledge and expertise as well as the great customer service.

Jackson M., 7/18/2022 2:39:57 PM

Getting a great rate with Richard was fast, easy, and a big weight off of my chest. Very happy with my experience.

Azeez M., 6/23/2022 11:44:28 AM

He was fast and quick responses and competitive rate

Stacy M., 6/9/2022 11:13:11 AM

Richard was excellent! Responsive and quick to get me the coverage I needed.

Jayme S., 5/27/2022 11:38:30 AM

In redialed customer service. Very easy and uncomplicated service by Richard.

Anuanu k., 5/20/2022 11:37:12 AM

he was consistently on everything onetime n return call when we reach out to him very happy with his assistant

Keerat D., 5/5/2022 7:48:20 PM

Richard is personable and easy to work with. He was on top of getting me a new quote and worked through a few obstacles to get me a plan that suited my needs

Lee T., 4/15/2022 11:54:56 AM

Richard was very helpful during the application process. He went over the details with clarity and answered my questions in a thorough and clearly understandable manner. He made the entire process smooth and seamless.

Behdad M., 4/10/2022 4:49:19 PM

Fast service and reasonable price.

Behdad M., 3/24/2022 9:14:57 PM

Very fast response time

Suzanne H., 3/7/2022 3:34:29 PM

Richard is very responsive and goes the extra mile to ensure I'm getting the best coverage for the lowest rate.

James H., 2/13/2022 11:59:30 AM

good customer service on part of Richard Holmes.

Bryan M., 2/11/2022 11:09:45 AM

honesty,professional,very pleasant to speak with

Mary A., 2/9/2022 11:58:12 AM

very professional, very helpful, took the time to answer all of my questions

Dean H., 1/24/2022 2:54:30 PM

A good guy is Richard Holmes

Michael D., 12/6/2021 11:17:08 AM

Efficiency and responsiveness

Andrew P., 11/30/2021 11:45:22 AM

Richard was very helpful and patient in answering my questions and helping me find the right policy.

Melissa G., 11/20/2021 10:10:01 AM

He was helpful, and searched out the best fit for what I needed. He was fast, and knowledgeable of the services he could provide. Richard was kind and friendly on the phone as well.

Anthony C., 11/16/2021 10:09:32 AM

Speed, professionalism and excellent advice.

Cynthia C., 10/26/2021 9:39:48 PM

Good availability and response to my many questions.

William H., 9/14/2021 3:44:09 PM

Ease of working with Richard

Dean H., 9/14/2021 1:10:13 PM

He did what people asked for. I like that.

Catherine D., 8/28/2021 7:53:51 AM

Very personable and nice. Big help in finding a good company for my insurance.

Lisa Z., 8/23/2021 6:09:13 PM

great customer service

Brian D., 8/4/2021 11:50:52 AM

Richard was very responsive and friendly. Very Professional.

Jillian W., 6/29/2021 12:12:41 AM

Knowledgeable agent. And a great price.

Maria R., 5/9/2021 5:24:31 PM

Very friendly and knowledgeable.

Barry N., 5/8/2021 4:38:05 PM

Richard was great to work with.

Kathleen M., 5/3/2021 10:43:37 AM

Richard was friendly and knowledgeable about home insurance which we needed for a new home. We received a reasonable quote, purchased the insurance and activated it within a couple of days. Very professional

Keerat D., 5/3/2021 10:13:29 AM

Working with Richard was very easy and he was very helpful outlining areas of the policy I was unfamiliar with

Collie W., 4/29/2021 12:33:49 PM

I was very satisfied with his professionalism and politeness, people skills without question !!

Mitchell B., 4/27/2021 11:33:15 AM

Super friendly and quick service by Richard. He made it very easy and was very helpful in explaining questions I had with the policy.

Tony R., 4/20/2021 12:46:04 PM

Richard gave me excellent service and respect.

Michele M., 3/28/2021 1:17:59 PM

Amazingly prompt response to questions

Heidi E., 3/20/2021 1:27:37 PM

Goodmorning what a nice fellow he worked at getting a price that seemed resonable he did his job,

Megan J., 3/20/2021 11:23:59 AM

Rich make everything so easy.

Nathan L., 3/11/2021 10:15:22 AM

Richard is awesome, and Iâ€™ve been a loyal customer of his for almost a decade!

Jane B., 12/3/2020 10:17:58 AM

Prompt, informative, proactive, and friendly customer service from my agent Richard - which made my life a lot easier in dealing with these very important matters

Christopher J., 12/1/2020 6:40:09 PM

Richard is very responsive and easy to work with.

Christopher J., 11/7/2020 5:11:22 PM

Richard was professional, personable, and got us a great rate.

Jill S., 11/2/2020 6:41:32 PM

Richard is professional, thorough, honest and saved us money. I Couldnâ€™t be happier with his service

Zygy R., 10/15/2020 11:45:07 AM

Richard is just amazing

Thanh T., 10/8/2020 1:35:55 PM

Richard

Willie B., 10/7/2020 4:44:17 PM

great service

Jeffrey C., 9/30/2020 12:37:38 PM

I really enjoyed working with Richard. He made the process of selecting and applying for an insurance plan really easy for me. He presented options that gave me better coverage at a lower price. I enjoyed chatting with Richard not just on insurance, but a number of topics. He made me feel like a friend. I'll definitely refer my friends to Richard.

Amber R., 9/5/2020 8:28:33 PM

Richard was very helpful in finding me the best deal for the insurance coverage I need. He is kind and courteous. He was able to sign me up in a matter of a couple hours, depending on me getting him the information he needed.

Graham P., 9/4/2020 11:06:50 AM

Great attitude, relaxing transaction, clear communication & desire to do business together.

Robert O., 8/13/2020 11:30:02 AM

Richard was a class act all the way through. He made the whole process of getting a quote super easy and has been professional throughout our time working together. I'd definitely recommend Goosehead Insurance to friends.

Jason A., 8/11/2020 10:20:47 AM

Rich was friendly and knowledgeable, and took the time to explain everything in easy to understand terms. Plus he provided various quotes adjusting for different deductibles, etc.

David M., 7/15/2020 4:06:50 PM

friendly and professional service

Timothy C., 6/18/2020 11:18:14 AM

good customer service

Edward W., 5/29/2020 4:33:33 PM

I very much like my agent, Richard Holmes! Otherwise, the policy seems just as good as any other.

Steven M., 4/20/2020 10:59:32 AM

Prompt and friendly service

Michelle S., 4/14/2020 12:35:13 PM

Agent Richard Holmes is very attentive and responds right away to emails and phone calls. Offered helpful advice how to save money with the best coverage possible. I'd refer friends to go with agent Richard Holmes

Brent M., 4/9/2020 11:12:21 AM

Great service

Jonathan H., 4/8/2020 2:50:13 PM

Richard was professional and made the process easier. He provided me a thoughtful solution that match my needs. I appreciate it

Scott C., 4/6/2020 10:16:16 AM

Excellent customer service and phone skills. Good options and fair prices.

Lina A., 3/27/2020 4:23:21 PM

I received great customer service and good rates

Patricia F., 3/19/2020 1:35:32 PM

Rich provided excellent service. He knows his business. He's an asset to your organization.

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Richard Holmes

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